109 Capitol St Ste 400, Charleston, WV, 25301
About This Home
Experience luxury urban living with this stunning full-floor residence in the historic KB&T Bank Building, offers expansive 270-degree views of downtown from its open-concept loft. This meticulously designed space features a custom kitchen with high-end Wolf/Subzero appliances & St. Charles cabinetry. The industrial-chic aesthetic includes exposed spiral ductwork, polished acid-stained concrete floors, and 10’ ceilings that enhance the spacious feel. Solid maple doors and glass tile accents add a touch of elegance throughout. Outdoor space available for relaxation, plus secure parking for two vehicles. This is urban living at its finest! HOA is $1233/month It includes all utilities except electric. Heat is a gas boiler system, includes building maintenance, exterior window washing, elevator maintenance, building taxes, 2 garage parking spots, building insurance.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2011
Materials
- Roof: Other
- Construction materials: Brick,Drywall
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator
Basement
- Basement: None
Bedroom2
- Level: Main
- Dimensions: 15.03x15.05
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: Main
- Dimensions: 12.03x16.10
Dining Room
- Level: Main
- Dimensions: 15.00x16.10
Family Room
- Level: Main
- Dimensions: 21.00x13.09
Features
- Great Room,Cable TV
- Window features: Insulated Windows
- Flooring: Concrete
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,900 sqft
Kitchen
- Level: Main
- Dimensions: 29.08x16.02
Living Room
- Level: Main
- Dimensions: 14.00x16.10
Primary Bedroom
- Level: Main
- Dimensions: 16.03x16.08
Property
Details
- Parcel number: 070034040000000000
Lot
- Lot size dimensions: 0 x 0 x 0 x 0
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Hail
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across West Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,787 | $45,444 |
| Home Insurance * | $386 | $4,632 |
| Property Taxes | $393 | $4,716 |
| Electricity | $300 | $3,605 |
| Total | $4,866 | $58,392 |
Income You'd Need if You Spent...
West Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-10 | Listed for sale | $749,000 |
| 2025-10-30 | Listing removed | $745,000 |
| 2025-08-01 | Price change | $745,000 |
| 2025-04-21 | Price change | $795,000 |
| 2025-02-06 | Price change | $809,000 |
| 2024-10-22 | Listed for sale | $839,000 |
| 2021-03-24 | Listing removed | -- |
| 2020-05-19 | Listing removed | $4,500 |
| 2020-05-19 | Listed for rent | $4,500 |
| 2020-05-09 | Listing removed | $749,000 |
| 2020-02-03 | Price change | $749,000 |
| 2019-08-23 | Listed for sale | $799,000 |
| 2019-02-10 | Listing removed | $799,000 |
| 2018-10-09 | Price change | $799,000 |
| 2018-03-23 | Price change | $839,000 |
| 2017-08-24 | Price change | $870,000 |
| 2015-05-06 | Price change | $619,000 |
| 2015-04-03 | Pending sale | $629,000 |
| 2015-04-01 | Listed for sale | $629,000 |
| 2015-01-28 | Listing removed | $629,000 |
| 2014-12-05 | Listed for sale | $629,000 |
| 2014-07-18 | Listing removed | $629,000 |
| 2013-11-20 | Price change | $629,000 |
| 2013-05-25 | Price change | $579,000 |
| 2013-05-23 | Listed for sale | $629,000 |
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