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625 N Monticello Ave, Chicago, IL, 60624

7beds
4baths
--sqft
$409,000
--price/sqft
$3,208/moest. monthly cost
$128,320/yrincome needed

About This Home

Beautiful Humboldt Park 2-Flat. Unit 1 is duplexed W/ 6 bedrooms & 3 bathrooms. Unit 2 has 3 bedrooms 1 bathRm.( Long time Tenant ) Gorgeous kitchens w/granite countertops, and hardwood floors. Ceramic tile updated Bathrms .Separate Heating & Electric. 2 exterior parking spaces. Laundry Room . Property Sold "AS IS ". Property already discounted( City Violations attached ) Send POF , Send Offers

Getting Around

64
WalkingSomewhat Walkable
71
TransitExcellent Transit
82
BikeVery Bikeable

Schools

3/10
Ward L Elementary SchoolGrades PK-80.1 mi
1/10
Orr Academy High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1911

Materials

  • Foundation: Concrete Perimeter
  • Roof: Flat
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Heating

  • Heating features: Natural Gas

Property

Details

  • Parcel number: 16111170120000
  • Zoning: MULTI
  • Special condition: None

Features

  • Fencing: Fenced

Lot

  • Lot size: 3,125 sqft
  • Lot size dimensions: 25X125

Parking

  • Total spaces: 2
  • Parking features: Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$421$5,052
Property Taxes $589$7,068
Electricity $130$1,569
Total$3,208$38,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,988/yr
40% on housing$96,240/yr
45% on housing$85,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60624$198
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60624$148
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Contingent$409,000
2026-03-25Listed for sale$409,000
2026-01-01Listing removed$399,000
2025-12-18Listed for sale$399,000
2025-12-10Contingent$399,000
2025-12-03Price change$399,000
2025-09-11Listed for sale$429,000
2022-06-06Sold$304,000
2022-04-26Contingent$299,900
2022-04-21Listed for sale$299,900
2020-06-04Listing removed$1,300
2020-05-23Listed for rent$1,300
2018-08-31Listing removed$280,000
2018-06-25Price change$280,000
2018-05-15Price change$285,000
2018-03-29Price change$249,900
2018-03-15Price change$269,900
2018-02-02Listed for sale$279,900
2017-05-18Listing removed$1,350
2017-05-16Listed for rent$1,350
2012-12-20Listing removed$1,100
2012-11-08Listed for rent$1,100
2009-04-01Sold$20,000
2006-01-20Sold$240,000
2004-01-23Sold$165,000

For Sale by Agent

AgentAngel L Morales
BrokerageAxxess Agent LLC

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