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4000 State Route 46, West Harrison, IN, 47060

1beds
2baths
2,160sqft
$349,900
$162price/sqft
$2,321/moest. monthly cost
$92,840/yrincome needed

About This Home

This property is currently being used as a church. Zoning in this area is parcel specific, so it could be possible to have this changed to residential and remodel for a nice apartment style home or home/business.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

9/10
10/10
East Central High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Full

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Other
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,320
  • Total interior livable area: 2,160 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Level: First
  • Area: 0

Office

  • Area: 0

Property

Details

  • Parcel number: 150117100014000018

Features

  • Levels: One
  • Stories: 1
  • Frontage length: 0.00

Parking

  • Total spaces: 1
  • Parking features: Built in,Garage Faces Side,Off Street,Blacktop
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$145$1,740
Property Taxes $209$2,508
Electricity $198$2,376
Total$2,321$27,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,577/yr
40% on housing$69,630/yr
45% on housing$61,893/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 47060$115
Dearborn County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 47060$224
Dearborn County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-30Listed for sale$349,900
2015-06-09Listing removed$119,900
2015-06-08Listed for sale$119,900
2012-12-05Listing removed$135,000
2012-09-26Listed for sale$135,000

For Sale by Agent

AgentWilliam K. Lutts
BrokerageAlign Right Realty Infinity

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