20955 Rye Ln, Richland, MO, 65556
About This Home
Welcome to your private country retreat on 20.28 picturesque acres in Richland, Missouri. Surrounded by rolling pasture, mature trees, and abundant wildlife, this custom-built 4,000+ sq. ft. home offers a rare combination of luxury, craftsmanship, efficiency, and functionality. A grand custom entry featuring an elegant oval beveled-glass door with matching sidelights and an arched transom sets the tone for the quality found throughout. Inside you'll find soaring ceilings, Anderson windows, solid 6-panel blond oak doors, bamboo flooring, and a unique observation loft overlooking the main living area with sweeping views of the surrounding countryside. Multiple rooms feature programmable full-spectrum LED recessed lighting controlled from your phone or tablet. Built with quality and efficiency in mind, the home features 2x6 construction, spray foam insulation, a backup generator, 400-amp electrical service, owned solar panels, and a whole-home Sonos sound system. The spacious floorplan includes 3 bedrooms, 2.5 baths, propane fireplaces, a storm shelter room, stairlift system, and a walk-out lower level with attractive epoxy-sealed decorative concrete flooring. No wall-to-wall carpeting. The custom kitchen showcases solid maple cabinetry finished in striking Prussian Blue, soft-close drawers, hidden pull-out spice storage, oversized pot drawers, and a floor-to-ceiling pantry with accessibility shelving. A Vermont Quarries soapstone farmhouse sink is complemented by a hammered copper prep sink and beautiful maple butcher-block countertop. Cabinetry was originally designed to accommodate a future dishwasher installation. Outdoor living is equally impressive with a heated saltwater inground pool, expansive patio, pergola, beautifully landscaped flower gardens, and peaceful country views in every direction. Whether entertaining guests or enjoying a quiet evening at home, the outdoor spaces were designed to be enjoyed year-round. With six enclosed parking bays between the attached three-car garage and the separate three-bay shop complete with electric and HVAC, this property is ideal for hobbyists, car enthusiasts, entrepreneurs, or anyone needing additional workspace and storage. The acreage offers a blend of usable pasture and wooded areas, creating opportunities for recreation, livestock, gardening, or simply enjoying the privacy and beauty of country living. A true four-season birdwatcher's paradise, abundant wildlife can be enjoyed from the home, observation loft, and surrounding grounds throughout the year. This exceptional property delivers quality construction, energy-conscious features, resort-style outdoor living, and a lifestyle rarely found in one offering.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Asphalt
- Construction materials: Asphalt,Concrete,Foam Insulation,Other,Spray Foam Insulation,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Microwave,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Concrete,Finished,Full,Sleeping Area,Storage Space,Walk-Out Access,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Flooring: Bamboo,Concrete,Tile
- Number of fireplaces: 3
- Fireplace features: Basement,Family Room,Gas,Recreation Room
- Fireplace: Yes
- Finished area above ground: 3,886
Heating & Cooling
- Heating features: Natural Gas,Heat Pump,Solar
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,886
- Total interior livable area: 3,886 sqft
Property
Accessibility
- Accessibility features: Accessible Stairway,Stair Lift
Details
- Parcel number: 122.009000000004002
- Special condition: Standard
Features
- Levels: Two
- Private pool: Yes
- Pool features: Diving Board,Heated,In Ground,Liner,Outdoor Pool,Private,Salt Water
- Patio & porch: Covered,Deck,Front Porch,Patio,Rear Porch
- Exterior features: Courtyard,Lighting,No Step Entry,Private Entrance,Private Yard,Storage
- Has view: Yes
- View description: Hills,Panoramic,Pasture,Rural,Trees/Woods
Lot
- Lot size: 20.28 Acres
- Features: Adjoins Wooded Area,Back Yard,Front Yard,Landscaped
Parking
- Total spaces: 3
- Parking features: Additional Parking,Attached,Covered,Detached,Driveway,Garage,Garage Faces Front,Garage Faces Side,Gravel
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,176 | $50,112 |
| Home Insurance * | $1,049 | $12,588 |
| Property Taxes | $413 | $4,956 |
| Electricity | $296 | $3,560 |
| Total | $5,934 | $71,208 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $826,000 |
| 2025-11-01 | Listing removed | $827,000 |
| 2025-04-12 | Listed for sale | $827,000 |
| 2017-06-22 | Sold | -- |
| 2017-05-05 | Pending sale | $415,000 |
| 2017-04-26 | Price change | $415,000 |
| 2017-03-09 | Listed for sale | $419,000 |
| 2016-11-21 | Listing removed | $415,000 |
| 2016-05-26 | Listed for sale | $415,000 |
| 2015-08-22 | Listing removed | $439,000 |
| 2014-10-12 | Price change | $439,000 |
| 2014-05-19 | Price change | $449,900 |
| 2014-05-18 | Listed for sale | $475,000 |
| 2014-02-27 | Listing removed | $475,000 |
| 2013-10-03 | Price change | $475,000 |
| 2013-03-21 | Price change | $480,000 |
| 2012-09-23 | Listed for sale | $499,999 |
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