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626 Jefferson St, Sturgeon Bay, WI, 54235

1beds
1baths
844sqft
$257,900
$306price/sqft
$1,746/moest. monthly cost
$69,840/yrincome needed

About This Home

Charming home located within walking distance to downtown. A bright and comfortable home with lots of character and zoning allows 25% to be used for commercial space, if you choose. The current owners have used the front enclosed porch as gallery space. A spacious one bedroom home with an office overlooking the backyard, dining and living room off the large enclosed front porch, a large pantry/ storage closet, full basement and a great backyard deck with perennial gardens both side and front. Lots of improvements including newer windows, flooring, a/c, upgraded electric, lighting, new roof, some new siding, newer kitchen and bath. Refrigerators in basement and garage also included. Two washers and dryers are included.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
10/10
Walker Middle SchoolGrades 6-80.6 mi
5/10
Sturgeon Bay High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: SingleFamily
  • Property subType: Inland-Residential

Interior

Bathroom1

  • Area: 52.44

Bedroom1

  • Area: 152.1

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 164.92

Features

  • Ceiling Fan(s),Main Floor Bathroom,Main Floor Bedroom,Pantry
  • Window features: Window Coverings

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 844
  • Total interior livable area: 844 sqft

Kitchen

  • Area: 151.29

Living Room

  • Area: 152.52

Office

  • Area: 79.2

Property

Details

  • Zoning: C-5

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 75 x 150

Parking

  • Parking features: Garage,Detached,Paved
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,304$15,648
Home Insurance *$63$756
Property Taxes $208$2,496
Electricity $171$2,054
Total$1,746$20,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,862/yr
40% on housing$52,380/yr
45% on housing$46,560/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 54235$234
Door County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 54235
Door County$276

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$257,900
2020-07-13Sold$118,000
2013-02-20Listing removed$117,900
2012-09-20Listed for sale$117,900

For Sale by Agent

AgentGretchen Porten
BrokerageERA Starr Realty

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