145 Front Street, Schenectady, NY, 12305
About This Home
Located in Schenectady's historic Stockade District, 145 Front Street is a well-positioned 5-unit investment property featuring four studio apartments and one 1-bedroom unit. This income-producing asset offers an attractive expense structure, with owning paying the heat & hot water and tenants responsible for their own electric & cooking gas. Situated outside of a flood zone, the property provides added peace of mind and potential insurance savings. Just minutes from downtown Schenectady, Rivers Casino, Mohawk Harbor, restaurants, and major employers, this property benefits from strong rental demand in one of the Capital Region's most unique and desirable neighborhoods. A great addition to any investment portfolio.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1912
Materials
- Foundation: Slab
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family,Apartment
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Features
- Finished area below ground: 650
- Finished area above ground: 2,844
Heating & Cooling
- Heating features: Hot Water,Natural Gas
- Cooling features: Window Unit(s),None
Interior Area
- Total structure area: 2,844
- Total interior livable area: 2,844 sqft
Property
Details
- Parcel number: 421500 39.55228
- Attached to another structure: Yes
- Special condition: Standard
Features
- Exterior features: None
Lot
- Lot size: 4,356 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $385 | $4,620 |
| Property Taxes | $971 | $11,652 |
| Electricity | $469 | $5,639 |
| Total | $4,606 | $55,272 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $550,000 |
| 2020-10-22 | Sold | $239,000 |
| 2020-07-28 | Pending sale | $249,900 |
| 2020-07-09 | Listed for sale | $249,900 |
| 2020-06-19 | Pending sale | $249,900 |
| 2020-06-11 | Listed for sale | $249,900 |
| 2015-08-18 | Listing removed | $625 |
| 2015-08-16 | Price change | $625 |
| 2015-07-25 | Listed for rent | $600 |
| 2015-04-30 | Listing removed | $600 |
| 2015-04-14 | Listed for rent | $600 |
| 2015-02-23 | Listing removed | $600 |
| 2015-02-18 | Listed for rent | $600 |
| 2014-08-20 | Listing removed | $600 |
| 2014-07-29 | Listed for rent | $600 |
| 2014-05-10 | Listing removed | $550 |
| 2014-05-06 | Price change | $550 |
| 2014-01-30 | Listed for rent | $600 |
| 2013-10-26 | Listing removed | $600 |
| 2013-10-19 | Listed for rent | $600 |
| 2013-09-07 | Listing removed | $550 |
| 2013-09-04 | Price change | $550 |
| 2013-08-22 | Listed for rent | $600 |
| 2013-05-20 | Listing removed | $600 |
| 2013-04-10 | Listed for rent | $600 |
| 2012-12-18 | Sold | $86,000 |
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