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14227 Smithwick Rd, Smithwick, SD, 57782

1beds
1baths
873sqft
$285,000
$326price/sqft
$2,102/moest. monthly cost
$84,080/yrincome needed

About This Home

Dreaming of living a self-sufficient life, homesteading or just want to get away from the crowds? Plan to come take a look at this 16.43 acre homestead located in the rural community of Smithwick, South Dakota. Original home built in 1890 is 873 sf. This offers a rustic cabin look and includes 1 bedroom, 1 bath, open living-dining area, kitchen-laundry combo, entrance porch, storage room and partial unfinished basement for utilities and more storage. Bring your ideas and tools! Seller has been making improvements however new owner will need to finish some electrical and wall finish. Exterior will need some improvements as well but seller states that the house is solid and does not leak. Wood fired stove and wall propane heater offer heat source, private well (depth unknown), septic system, several outbuildings including garage, shop building, barn, shed with kennel set up, livestock lean-to, round pen, corrals, chicken coop and several other smaller older sheds. Gated and perimeter fenced. Seller has raised livestock in the past on the land and in buildings but currently these items are idle. Fiber Optics is available off Smithwick Road. This is a diamond in the rough and deserves a look! Sells AS IS. FYI - Seller in process of selling the older farm equipment on the land. Call Cathy Mosset, Heartland Real Estate,605-890-1066 for more information

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Hot Springs Elementary - 02Grades PK-515.8 mi
6/10
2/10

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Refrigerator,Electric Range Oven
  • Laundry features: Main Level,In Kitchen

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Area: 100

Features

  • Mud Room
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning Stove

Heating

  • Heating features: Propane,Wood/Coal

Interior Area

  • Total structure area: 873
  • Total interior livable area: 873 sqft

Living Room

  • Area: 143

Master Bedroom

  • Area: 132

Property

Details

  • Horse amenities: Corral/Stable

Features

  • Exterior features: Kennel
  • Horses can be raised: Yes

Lot

  • Lot size: 16.43 Acres
  • Features: Horses Allowed

Parking

  • Total spaces: 2
  • Parking features: Two Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Fall River County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance $271$3,252
Property Taxes $244$2,928
Electricity $146$1,755
Total$2,102$25,224

Income You'd Need if You Spent...

35% on housing$72,068/yr
40% on housing$63,060/yr
45% on housing$56,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 57782
Fall River County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 57782
Fall River County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$295,000
2023-11-14Listing removed$250,000
2023-05-09Listed for sale$250,000
2012-10-08Listing removed$80,000
2012-09-01Listed for sale$80,000

For Sale by Agent

AgentCathy Mosset
BrokerageHeartland Real Estate

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