See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1103 E Ranch Rd, Payson, AZ, 85541

5beds
3baths
2,812sqft
$1,049,400
$373price/sqft
$6,378/moest. monthly cost
$255,120/yrincome needed

About This Home

MOTIVATED SELLER!!! 2 CUSTOM BUILT HOMES ON 3.23+/- USABLE ACRES. This is a Gorgeous property where the pride of ownership abounds everywhere you look! Upon entering the main house you will be greeted with beautiful luxury vinyl plank flooring and an open kitchen. The cozy living area includes a woodstove for warm ambiance in the winter and a mini split for more immediate heating or cooling. There is also an oversized laundry/work room and a full bath. The spacious 600+/- sq ft main level primary suite is a recent addition and features a 13 ft peak vaulted ceiling, a stained knotty pine interior, a stone gas fireplace, mini split, and access to a private, covered Trex deck. The ensuite is entered through a gorgeous knotty alder wood barn door and boasts a beautiful walk-in shower. The upper level offers 3 additional bedrooms for plenty of sleeping space for friends or family. All of this and more under a new roof installed in 2022 with a transferable warranty. Additional features include a 4-car carport that could easily be converted into a garage, an additional outbuilding with a skylight that could be remodeled into a bunkhouse for additional sleeping space, and a 9ft x 15ft woodshed. The Guest house, affectionately referred to as Timberwolf Pines, is a successful rental that has consistently produced a steady income for the last 24 years. The established business can be easily maintained. This quaint home is 1 BR, 1BA and is fully furnished, with a gas woodstove and knotty pine interior. The covered Trex deck is a wonderful place to take in the views of the Mogollon Rim. You can feel secure knowing the water source is a PRIVATE WELL with a UV purification system and a 1,000-gallon water storage tank, and that the property includes a Generac backup generator. All of the well-constructed buildings are situated on a 3-sided, fenced, sprawling, FIRE-WISED 3.23+/- acre, mostly level lot with towering Ponderosa Pines, views of the Mogollon Rim, and located on a private road with no traffic. Perfectly positioned in the tranquil mountains of the Rim Country, this unique property is ideal as a full-time home, a family retreat, a wedding venue, a vacation rental, or as an investment property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
Young Elementary SchoolGrades PK-812.9 mi
--
Young High SchoolGrades 9-1212.9 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Asphalt,Metal
  • Construction materials: Wood Frame,Log Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Ranch,Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Gas or Electric Hook Up,Laundry Room

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Living-Dining Combo,Master Main Floor
  • Window features: Double Pane Windows,Skylight(s)
  • Flooring: Carpet,Tile,Wood,Concrete,Vinyl
  • Fireplace features: Wood Burning Stove,Master Bedroom,Gas,Two or More
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane,Split System
  • Cooling features: Ceiling Fan(s),Split System

Interior Area

  • Total structure area: 2,812
  • Total interior livable area: 2,812 sqft

Property

Details

  • Parcel number: 30312101A
  • Zoning: GU

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Covered Patio
  • Exterior features: Storage,Dog Run
  • Fencing: Chain Link,N/A - Other,Partial
  • Has view: Yes
  • View description: Mountain(s),Rural
  • Horses can be raised: Yes

Lot

  • Lot size: 3.23 Acres
  • Features: Many Trees,Tall Pines on Lot,Hill Top,Corners Marked
  • Lot size dimensions: 375 x 374.98 x 375 x 374.98

Parking

  • Total spaces: 4
  • Parking features: Carport,Detached,Oversized,Parking Pad
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning
Winter Weather

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,306$63,672
Home Insurance $295$3,540
Property Taxes $480$5,760
Electricity $297$3,573
Total$6,378$76,536

Income You'd Need if You Spent...

35% on housing$218,674/yr
40% on housing$191,340/yr
45% on housing$170,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$215
Gila County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$1,099,400
2026-04-19Price change$1,116,400
2026-03-26Price change$1,124,000
2026-02-20Price change$1,139,000
2026-02-16Price change$1,149,444
2026-02-07Price change$1,159,440
2025-10-30Price change$1,164,400
2025-10-09Listed for sale$1,194,400
2025-10-02Listing removed$1,194,400
2025-09-12Price change$1,194,400
2025-08-18Price change$1,204,000
2025-07-15Price change$1,209,000
2025-05-20Price change$1,224,000
2025-04-16Price change$1,244,000
2025-03-27Price change$1,259,000
2025-02-21Price change$1,274,000
2025-01-08Listed for sale$1,284,000

For Sale by Agent

AgentGlori Surman
BrokerageERA YOUNG REALTY-PAYSON

Similar Homes