




1103 E Ranch Rd, Payson, AZ, 85541
About This Home
MOTIVATED SELLER!!! 2 CUSTOM BUILT HOMES ON 3.23+/- USABLE ACRES. This is a Gorgeous property where the pride of ownership abounds everywhere you look! Upon entering the main house you will be greeted with beautiful luxury vinyl plank flooring and an open kitchen. The cozy living area includes a woodstove for warm ambiance in the winter and a mini split for more immediate heating or cooling. There is also an oversized laundry/work room and a full bath. The spacious 600+/- sq ft main level primary suite is a recent addition and features a 13 ft peak vaulted ceiling, a stained knotty pine interior, a stone gas fireplace, mini split, and access to a private, covered Trex deck. The ensuite is entered through a gorgeous knotty alder wood barn door and boasts a beautiful walk-in shower. The upper level offers 3 additional bedrooms for plenty of sleeping space for friends or family. All of this and more under a new roof installed in 2022 with a transferable warranty. Additional features include a 4-car carport that could easily be converted into a garage, an additional outbuilding with a skylight that could be remodeled into a bunkhouse for additional sleeping space, and a 9ft x 15ft woodshed. The Guest house, affectionately referred to as Timberwolf Pines, is a successful rental that has consistently produced a steady income for the last 24 years. The established business can be easily maintained. This quaint home is 1 BR, 1BA and is fully furnished, with a gas woodstove and knotty pine interior. The covered Trex deck is a wonderful place to take in the views of the Mogollon Rim. You can feel secure knowing the water source is a PRIVATE WELL with a UV purification system and a 1,000-gallon water storage tank, and that the property includes a Generac backup generator. All of the well-constructed buildings are situated on a 3-sided, fenced, sprawling, FIRE-WISED 3.23+/- acre, mostly level lot with towering Ponderosa Pines, views of the Mogollon Rim, and located on a private road with no traffic. Perfectly positioned in the tranquil mountains of the Rim Country, this unique property is ideal as a full-time home, a family retreat, a wedding venue, a vacation rental, or as an investment property.
Getting Around
Schools
Construction
Condition
- Year built: 1994
Materials
- Roof: Asphalt,Metal
- Construction materials: Wood Frame,Log Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story,Ranch,Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer
- Laundry features: Gas or Electric Hook Up,Laundry Room
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Features
- Living-Dining Combo,Master Main Floor
- Window features: Double Pane Windows,Skylight(s)
- Flooring: Carpet,Tile,Wood,Concrete,Vinyl
- Fireplace features: Wood Burning Stove,Master Bedroom,Gas,Two or More
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Forced Air,Propane,Split System
- Cooling features: Ceiling Fan(s),Split System
Interior Area
- Total structure area: 2,812
- Total interior livable area: 2,812 sqft
Property
Details
- Parcel number: 30312101A
- Zoning: GU
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio,Covered Patio
- Exterior features: Storage,Dog Run
- Fencing: Chain Link,N/A - Other,Partial
- Has view: Yes
- View description: Mountain(s),Rural
- Horses can be raised: Yes
Lot
- Lot size: 3.23 Acres
- Features: Many Trees,Tall Pines on Lot,Hill Top,Corners Marked
- Lot size dimensions: 375 x 374.98 x 375 x 374.98
Parking
- Total spaces: 4
- Parking features: Carport,Detached,Oversized,Parking Pad
- Covered spaces: 4
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Gila County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,306 | $63,672 |
| Home Insurance | $295 | $3,540 |
| Property Taxes | $480 | $5,760 |
| Electricity | $297 | $3,573 |
| Total | $6,378 | $76,536 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $1,099,400 |
| 2026-04-19 | Price change | $1,116,400 |
| 2026-03-26 | Price change | $1,124,000 |
| 2026-02-20 | Price change | $1,139,000 |
| 2026-02-16 | Price change | $1,149,444 |
| 2026-02-07 | Price change | $1,159,440 |
| 2025-10-30 | Price change | $1,164,400 |
| 2025-10-09 | Listed for sale | $1,194,400 |
| 2025-10-02 | Listing removed | $1,194,400 |
| 2025-09-12 | Price change | $1,194,400 |
| 2025-08-18 | Price change | $1,204,000 |
| 2025-07-15 | Price change | $1,209,000 |
| 2025-05-20 | Price change | $1,224,000 |
| 2025-04-16 | Price change | $1,244,000 |
| 2025-03-27 | Price change | $1,259,000 |
| 2025-02-21 | Price change | $1,274,000 |
| 2025-01-08 | Listed for sale | $1,284,000 |
For Sale by Agent
