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1001 N Mud Springs Rd, Payson, AZ, 85541

6beds
6baths
6,825sqft
$2,200,000
$322price/sqft
$13,473/moest. monthly cost
$538,920/yrincome needed

About This Home

Perched on 6.51 breathtaking acres, this extraordinary estate offers commanding panoramic views, exceptional privacy, and the freedom of horse property with no HOA. Blending timeless elegance with modern comfort, this one-of-a-kind retreat is designed for those who appreciate luxury, space, and unforgettable surroundings. The 5,825-square-foot main residence features four spacious bedrooms, five bathrooms, and three expansive living areas thoughtfully designed for both everyday living and grand entertaining. Dramatic vaulted ceilings and expansive windows fill the home with natural light while showcasing the spectacular views from nearly every room. At the heart of the home is a gourmet kitchen with double ovens, generous workspace, and abundant cabinetry, creating the perfect setting for everything from casual family meals to elegant gatherings. A dedicated bar room provides an inviting space to entertain, while the private library offers a quiet retreat for reading, working, or relaxing. Step outside to your own private oasis, where a stunning swimming pool overlooks miles of stunning scenery, creating an ideal backdrop for morning coffee, sunset entertaining, or peaceful evenings under the stars. The expansive acreage offers endless opportunities for equestrian pursuits, recreation, or simply enjoying the serenity of wide-open spaces. With room to park an RV and no HOA restrictions, you'll have the flexibility to fully embrace your lifestyle. Adding exceptional versatility is a separate 1,000-square-foot guest house featuring two bedrooms, one bathroom, and an attached carport. Perfect for extended family, visitors, multigenerational living, or potential rental income, it enhances both the property's functionality and value. Offering breathtaking views, refined living spaces, resort-style amenities, and unmatched privacy, this remarkable estate is more than a home--it's a lifestyle. Opportunities to own a property of this caliber are rare, making this an exceptional place to call home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

--
Payson Elementary SchoolGrades K-20.6 mi
5/10
4/10
Payson High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Brick Veneer,Brick,Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Washer/Dryer Stacked
  • Laundry features: Laundry Room,Stacked

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 3
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Wired for Sound,Vaulted Ceiling(s),Breakfast Bar,Central Vacuum,Wet Bar,Pantry
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile,Wood,Concrete
  • Fireplace features: Great Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 6,825
  • Total interior livable area: 6,825 sqft

Property

Details

  • Parcel number: 30223037A
  • Zoning: R1-175

Features

  • Pool features: Outdoor Pool
  • Exterior features: Built-in Barbecue,Outdoor Grill,Drip System,Fire Pit
  • Has view: Yes
  • View description: Trees/Woods,Panoramic,Mountain(s),Town
  • Horses can be raised: Yes

Lot

  • Lot size: 6.51 Acres
  • Features: Landscaped,Many Trees,Tall Pines on Lot,Hill Top,Corners Marked
  • Lot size dimensions: 329.88 x 858.63 x 329.92 x 858.62

Parking

  • Total spaces: 3
  • Parking features: Carport,Garage Door Opener,Attached,Oversized,Parking Pad
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Wildfire
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters in Gila County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance $619$7,428
Property Taxes $1,008$12,096
Electricity $722$8,673
Total$13,473$161,676

Income You'd Need if You Spent...

35% on housing$461,931/yr
40% on housing$404,190/yr
45% on housing$359,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 85541$216
Gila County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 85541$276
Gila County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$2,200,000
2019-01-01Listing removed$1,345,000
2018-06-30Listed for sale$1,345,000

For Sale by Agent

AgentHarrison R. Dehaan
BrokeragePAYSON HOMES & LAND

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