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15 McKenzie Ln, Elgin, AZ, 85611

2beds
3baths
2,339sqft
$980,000
$419price/sqft
$5,972/moest. monthly cost
$238,880/yrincome needed

About This Home

Turn Key Horse Property!! This meticulously maintained 2339sqft 2 bedroom, 21/2 bath 2014 custom home on 9.72 acres features: Open floor plan with spacious kitchen, stainless steel appliances, granite countertops with plenty of space for baking/entertaining, alder cabinets, walk in pantry, breakfast bar, dining area with views of the Santa Rita mountains, cozy great room with pellet stove, office/den/craft room, split floor plan, provides 2 spacious master bedrooms with exterior entrances that are ensuite, walk-in closets, custom tile showers, main master has a 2 head shower and a double sink vanity, large laundry room, guest bathroom, oversized 3 car garage (truck deep), water softener, reverse osmosis system under kitchen sink, central vac, utility sink in garage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

9/10
Elgin Elementary SchoolGrades PK-84.4 mi
9/10
Patagonia Union High SchoolGrades 9-1211.7 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Shingle
  • Construction materials: Frame - Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Reverse Osmosis
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Pellet Stove,Great Room

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,339
  • Total interior livable area: 2,339 sqft

Property

Accessibility

  • Accessibility features: Level

Details

  • Parcel number: 10925003
  • Zoning: SCC - GR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Covered,Paver,Patio
  • Exterior features: Courtyard
  • Spa features: None
  • Fencing: Block,Wire,Field
  • Has view: Yes
  • View description: Mountain(s),Sunset,Panoramic,Rural,Sunrise

Lot

  • Lot size: 9.72 Acres
  • Features: Decorative Gravel,Flower Beds,Shrubs,Sprinklers In Front,East/West Exposure,North/South Exposure
  • Lot size dimensions: 410X1051X409X1048

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,RV Gated,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Lightning
Strong Wind

FEMA Declared Disasters in Santa Cruz County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,955$59,460
Home Insurance $264$3,168
Property Taxes $506$6,072
Electricity $247$2,972
Total$5,972$71,664

Income You'd Need if You Spent...

35% on housing$204,754/yr
40% on housing$179,160/yr
45% on housing$159,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 85611$263
Santa Cruz County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 85611$338
Santa Cruz County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$980,000
2026-08-09Listing removed$980,000
2026-01-11Listed for sale$980,000
2020-05-11Sold$635,000
2020-03-12Pending sale$650,000
2020-03-08Listed for sale$650,000
2013-02-28Sold$80,000

For Sale by Agent

AgentBeth Hughes
BrokerageSierra Vista Realty, Inc.

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