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465 E Lincoln Avenue #516, Mount Vernon, NY, 10552

1beds
1baths
800sqft
$145,000
$181price/sqft
$1,257/moest. monthly cost
$50,280/yrincome needed

About This Home

Bright, Large1 Bedroom Newly painted and refinished hardwood floors with Kitchen and Dining Area. Updated Kitchen w/ Stainless Steel Appliances. Clean and Beautiful Unit thru out. 6 Generous Closets. Bus stops in from for complex, or at the corner for: Pelham, Metro, White Plains, Downtown Mt Vernon, to NYC Metro). Easy to show. Board Requires: 700+ Credit, DTI -30%, 6 month reserves Post Closing, 20% Down at Contract signing

Getting Around

60
WalkingSomewhat Walkable
50
TransitGood Transit
36
BikeSomewhat Bikeable

Schools

6/10
Traphagen SchoolGrades PK-80.2 mi
3/10
Mount Vernon High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1951

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Galley Type Kitchen
  • Flooring: Hardwood
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Hot Water,Oil,Radiant
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Parking

  • Parking features: Assigned,On Street
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$56$672
Property Taxes $222$2,664
Electricity $246$2,954
Total$1,257$15,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,097/yr
40% on housing$37,710/yr
45% on housing$33,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 10552$283
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10552$322
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-16Listed for sale$150,000
2018-06-25Sold$77,000
2018-03-19Listing removed$79,900
2018-02-01Price change$79,900
2017-10-10Price change$79,000
2017-08-07Listed for sale$75,000
2017-03-23Listing removed$69,000
2016-12-15Price change$69,000
2016-11-04Price change$67,900
2016-09-16Price change$66,500
2016-07-27Listed for sale$71,500
2016-04-01Listing removed$66,000
2016-01-18Listed for sale$66,000
2015-11-15Listing removed$66,000
2015-09-14Listed for sale$66,000
2015-06-22Listing removed$73,000
2015-03-20Price change$73,000
2015-02-24Pending sale$65,000
2015-02-24Listed for sale$65,000
2015-01-06Listing removed$64,500
2014-06-21Price change$64,500
2013-06-21Listed for sale$89,000
2013-03-01Listing removed$100,000
2013-01-16Price change$100,000
2012-08-15Listed for sale$115,000

For Sale by Agent

AgentSherrie C. Bell
BrokerageHoulihan Lawrence Inc.

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