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311 Clegg St, Shelby, NC, 28150

3beds
2baths
1,355sqft
$250,000
$185price/sqft
$1,708/moest. monthly cost
$68,320/yrincome needed

About This Home

Stunning New Construction home on Clegg Street in Shelby, NC. Close proximity to the historic Downtown Shelby. Offering local restaurants, cozy coffee shops, and stores. The moment you enter this home you will notice the tall ceilings in the living room and open floorplan. Kitchen offers a beautiful island with seating and great cabinet space. Walk in pantry! Custom mud room/ drop zone and laundry room is just off the kitchen and access from the garage. Primary bedroom is located at the back of the house along with the luxurious bathroom. Bathroom offers a double vanity sink with great storage. & don't miss the walk-in closet! Secondary bedrooms are a great size. The back covered porch over looks the backyards tree line. Perfect for relaxing. Builder is offering a 1 year warranty AND a 2-10 buyers warranty.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Elizabeth ElementaryGrades PK-53.1 mi
4/10
Shelby MiddleGrades 6-81.7 mi
3/10
Shelby HighGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,355

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,355
  • Total interior livable area: 1,355 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 42379
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.20 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Inland Flooding

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$111$1,332
Property Taxes $133$1,596
Electricity $200$2,405
Total$1,708$20,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,560/yr
40% on housing$51,240/yr
45% on housing$45,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$125
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$264,900
2023-04-20Listing removed--
2023-01-30Listed for sale$16,800

New Construction

AgentAlly Bohanan
BrokerageNorthstar Real Estate, LLC

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