44785 Rosewood Ter, Mendocino, CA, 95460
About This Home
Breathtaking panoramic whitewater ocean, headland, and blue water views define this exceptional Scandinavian-inspired coastal home in Surfwood IV. Thoughtfully designed single-level living offers approximately 3,000 sq ft with soaring ceilings, expansive glass, and an open floor plan that blends warmth, light, and modern elegance. The primary suite and guest bedroom both capture stunning ocean and headland views. The luxurious primary bath features a steam shower and freestanding soaking tub, while a second freestanding soaking tub serves the guest bath. A spacious third bedroom functions as a large flex space, currently used as a professional-quality home gym. The chef's kitchen features a full Miele and Wolf appliance package, oversized butler's pantry, and abundant storage. Wide plank French oak floors run throughout. Protected and covered outdoor seating with a ceiling heater extends year-round living outdoors. Modern all-electric construction is still under builder warranty and includes Velux solar skylights with shades throughout, an All Weather Architectural aluminum entry door, pre-wiring for solar, EV plug in garage, immersive surround sound wiring in the great room, and a generous 2-car garage with workshop. Surrounded by fragrant mostly native gardens in one of Mendocino's most sought-after coastal communities, there is simply nothing like this home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Turnkey
- Year built: 2025
Materials
- Foundation: Concrete Perimeter
- Roof: Metal,See Remarks
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Custom,Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Range Hood,Dryer,Washer
- Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Room
Bathroom
- Features: Bathtub,Linen Closet,Soaking Tub,Separate Shower,Walk-In Shower
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/4 bathrooms: 1
Features
- Built-in Features,Ceiling Fan(s),Cathedral Ceiling(s),Granite Counters,High Ceilings,Pantry,Quartz Counters,Recessed Lighting,Wired for Data,Wired for Sound,All Bedrooms Down,Entrance Foyer,Instant Hot Water,Main Level Primary,Multiple Primary Suites,Walk-In Pantry,Wine Cellar,Walk-In Closet(s)
- Window features: Double Pane Windows,Screens,Skylight(s),Solar Screens
- Flooring: Wood
- Fireplace features: Electric
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Electric,Heat Pump,Wall Furnace
- Cooling features: Central Air,Heat Pump
Interior Area
- Total interior livable area: 3,000 sqft
Kitchen
- Features: Built-in Trash/Recycling,Butler's Pantry,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Pots & Pan Drawers,Quartz Counters,Walk-In Pantry
Master Bedroom
- Features: Multiple Primary Suites
Master Bedroom
- Features: Main Level Primary
Other
- Features: Walk-In Closet(s)
Pantry
- Features: Walk-In Pantry
Property
Details
- Parcel number: 1183302500
- Zoning: RR(1)5
- Special condition: Trust
- Horse amenities: Riding Trail
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Deck,Lanai,Patio,Porch,Screened,Wood
- Exterior features: Lighting
- Has spa: Yes
- Spa features: Above Ground,Heated,Private
- Fencing: Excellent Condition,Wood,Wire
- Has view: Yes
- View description: Coastline,Park/Greenbelt,Meadow,Mountain(s),Ocean,Panoramic,Trees/Woods,Water
- Has water view: Yes
- Water view: Coastline,Ocean,Water
Lot
- Lot size: 1.10 Acres
- Features: 0-1 Unit/Acre,Sloped Down,Garden,Lawn,Paved,Sprinklers None
Parking
- Total spaces: 4
- Parking features: Concrete,Driveway Level,Driveway,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Wildfire
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Mendocino County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,158 | $169,896 |
| Home Insurance * | $801 | $9,612 |
| Property Taxes | $2,812 | $33,744 |
| Electricity | $643 | $7,719 |
| Total | $18,414 | $220,968 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $3,198,000 |
| 2023-08-03 | Sold | $321,000 |
| 2023-07-15 | Contingent | $349,000 |
| 2023-06-03 | Listed for sale | $349,000 |
| 2016-04-12 | Sold | $285,000 |
| 2002-11-19 | Sold | $240,000 |
| 2000-06-16 | Sold | $185,000 |
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