102 Spruce Street #2A, Yonkers, NY, 10701
About This Home
PARKING AVAILABLE FOR $40 / MONTH -Welcome to 102 Spruce Street #2A in the desirable Rumsey Gardens cooperative, nestled in Yonkers' historic Park Hill neighborhood. This bright and inviting second-floor corner unit offers approximately 800 square feet of comfortable living space, featuring a spacious one-bedroom layout, beautiful hardwood floors, abundant natural light, and generous closet space throughout. Enjoy the convenience of a private entrance and private mailbox while experiencing the charm of this well-maintained garden-style community. Ideally located just minutes from major highways, public transportation, shopping, dining, parks, and a short commute to New York City, this home is perfect for first-time buyers, commuters, or anyone looking for affordable homeownership in a prime Westchester location. A wonderful opportunity to add your personal touch and make this inviting residence your own. PARKING AVAILABLE FOR $40 / MONTH
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Construction materials: Brick
Type & Style
- Home type: Cooperative
- Architectural style: Garden
- Property subType: Stock Cooperative,Residential
Interior
Appliances
- Appliances included: Gas Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Entrance Foyer,His and Hers Closets,Storage
- Common walls with other units/homes: 1 Common Wall,End Unit,No One Above
Heating & Cooling
- Heating features: Oil,Steam
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 684
- Total interior livable area: 684 sqft
Property
Details
- Attached to another structure: Yes
- Special condition: None
Parking
- Total spaces: 1
- Parking features: Assigned
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $758 | $9,096 |
| Home Insurance * | $48 | $576 |
| Property Taxes | $230 | $2,760 |
| Electricity | $246 | $2,954 |
| Total | $1,282 | $15,384 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Listed for sale | $150,000 |
| 2026-04-27 | Listing removed | $175,000 |
| 2026-03-01 | Listed for sale | $175,000 |
| 2026-01-13 | Listing removed | $149,000 |
| 2025-12-04 | Price change | $149,000 |
| 2025-11-05 | Listed for sale | $159,000 |
| 2016-02-02 | Listing removed | $39,900 |
| 2015-12-14 | Listed for sale | $39,900 |
| 2015-03-11 | Sold | $37,500 |
| 2014-12-04 | Listing removed | $39,900 |
| 2014-10-24 | Price change | $39,900 |
| 2014-10-08 | Listed for sale | $49,900 |
| 2014-01-01 | Listing removed | $49,000 |
| 2013-08-24 | Price change | $49,000 |
| 2013-07-23 | Price change | $49,900 |
| 2013-06-29 | Price change | $54,900 |
| 2013-04-18 | Listed for sale | $59,000 |
| 2013-01-17 | Listing removed | $75,000 |
| 2012-08-23 | Price change | $75,000 |
| 2012-07-17 | Listed for sale | $98,000 |
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