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11270 Craig Rd, Live Oak, CA, 95953

3beds
2baths
1,560sqft
$1,650,000
$1,058price/sqft
$10,833/moest. monthly cost
$433,320/yrincome needed

About This Home

39 Acres of Peace, Productivity & Possibility Escape to your own private sanctuary where wildlife, beauty, and income potential come together on this exceptional 39-acre property. Prime Agricultural Opportunity Approximately 33 acres are planted in thriving Independence almonds, spaced 15' x 20', with around 5,000 trees. A new irrigation system installed in 2022 ensures efficiency and long-term productivitymaking this an ideal investment for both seasoned growers and those seeking a lifestyle ranch. Multiple Living Spaces - Perfect for Family or Income Main Home: 3 bedroom, 2 bathroom manufactured home (1995), offering 1,560 sq. ft. of comfortable living Charming ADU: Log-sided guest unit with 1 bedroom and 1 bathroomideal for visitors or rental income Shop Living Quarters: 2 bedroom, 2 bathroom residence within a 50' x 80' shop Impressive Shop & Outbuildings The expansive shop features a 14-foot roll-up door, ample space for tractors, equipment, storage, and a dedicated workshop area. Additional structures include a barn and a delightful she shed'' for hobbies, storage, or creative space. Unmatched Privacy & Natural Beauty Tucked away at the end of a quiet dead-end road, this property offers peace, privacy, and abundant wildlife. A stunning homesite in the northwest corner provides the perfect opportunity to build your dream home with breathtaking surroundings. Whether you're looking for a working orchard, multi-family living, rental potential, or a serene country retreatthis property truly has it all. Opportunities like this don't come oftenschedule your showing today and experience the beauty for yourself.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

7/10
Luther Elementary SchoolGrades K-56.2 mi
7/10
Live Oak Middle SchoolGrades 6-87.1 mi
6/10
Live Oak High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Raised,Slab
  • Roof: Composition,Metal
  • Construction materials: Metal,Metal Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log,Bungalow,Ranch
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Gas Range,Range Hood,Dishwasher,Microwave,Double Oven
  • Laundry features: Laundry Room,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Bar,Dining/Family Combo

Features

  • Flooring: Carpet,Concrete,Laminate,Linoleum,Tile

Heating & Cooling

  • Heating features: Propane,Central,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Wall Unit(s),Window Unit(s),Zoned

Interior Area

  • Total interior livable area: 1,560 sqft

Kitchen

  • Features: Kitchen/Family Combo,Laminate Counters

Master Bathroom

  • Features: Shower Stall(s),Soaking Tub

Master Bedroom

  • Features: Closet,Walk-In Closet

Property

Details

  • Parcel number: 708050011010
  • Zoning description: Miscellaneous General
  • Special condition: Trust

Features

  • Exterior features: Balcony

Lot

  • Lot size: 39 Acres
  • Features: Auto Sprinkler F&R,Dead End

Parking

  • Total spaces: 14
  • Parking features: Attached,Covered,RV Storage,Tandem,Garage Door Opener,Guest,Workshop in Garage,Interior Access,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Sutter County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$600$7,200
Property Taxes $1,492$17,904
Electricity $398$4,786
Total$10,833$129,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$371,417/yr
40% on housing$324,990/yr
45% on housing$288,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,058This listing

vs Other Active Listings

Avg $/sqft

ZIP 95953$215
Sutter County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 95953$292
Sutter County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$1,650,000

For Sale by Agent

AgentCindy Wingfield
BrokerageAztec Real Estate

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