103 Valley View Dr, Ruidoso, NM, 88345
About This Home
Stunning & Panoramic views of Mountains, Valley, Golf Course, & Sierra Blanca! Large covered & uncovered decks; hot tub; pool table; den loft, entertaining & relaxing areas throughout the home & decks with privacy & seclusion; the wood ceilings, hard surface flooring, & granite throughout is classy with mountain charm.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1995
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Cabin
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Fireplace,Loft,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Free Standing,Living Room
- Fireplace: Yes
Interior Area
- Total structure area: 1,782
- Total interior livable area: 1,782 sqft
Property
Details
- Parcel number: 4072061406499
Features
- Stories: 3
- Exterior features: Deck
- Has spa: Yes
- Topography of land: Irregular Lot
Lot
- Lot size: 0.50 Acres
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $294 | $3,528 |
| Property Taxes | $236 | $2,832 |
| Electricity | $148 | $1,780 |
| Total | $3,332 | $39,984 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $515,000 |
| 2026-07-20 | Price change | $525,000 |
| 2026-06-22 | Listed for sale | $550,000 |
| 2023-06-30 | Sold | -- |
| 2023-04-18 | Listed for sale | $479,900 |
| 2019-10-28 | Sold | -- |
| 2019-07-24 | Price change | $339,900 |
| 2019-03-22 | Price change | $359,900 |
| 2018-02-08 | Listing removed | $3,433 |
| 2018-01-09 | Price change | $3,433 |
| 2017-11-13 | Price change | $3,421 |
| 2017-09-13 | Listed for rent | $3,486 |
| 2013-04-19 | Price change | $239,500 |
| 2013-02-02 | Listed for sale | $248,000 |
View on Zillow