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8 Camino Otero, Tubac, AZ, 85646

2beds
2baths
1,838sqft
$695,000
$378price/sqft
$4,226/moest. monthly cost
$169,040/yrincome needed

About This Home

This beautifully remodeled property in Tubac Village offers a rare opportunity to serve as either a charming residence or a functional business space, thanks to its flexible zoning for residential, commercial, or mixed use. The home features thoughtful upgrades throughout, blending modern comfort with timeless appeal. A separate two-car garage located at the rear of the property provides added convenience and potential for storage, workspace, or additional parking. Situated in a fantastic location, the property boasts excellent accessibility and visibility, making it ideal for a variety of uses. The lush backyard creates a private, inviting outdoor retreat--perfect for relaxing, entertaining, or enhancing the property's business potential with a welcoming atmosphere

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Mountain View SchoolGrades K-57.9 mi
4/10
Coatimundi Middle SchoolGrades 6-810.6 mi
5/10
Rio Rico High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Built-Up
  • Construction materials: Burnt Adobe

Type & Style

  • Home type: SingleFamily
  • Architectural style: Southwestern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Dishwasher,Refrigerator,Electric Range
  • Laundry features: Laundry Room,Washer,Dryer,Stacked Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Concrete,Tile
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,838
  • Total interior livable area: 1,838 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 11215016
  • Zoning: Tubac - CALL
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Spa features: None
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: Mountain(s),Sunset,Residential,Sunrise

Lot

  • Lot size: 0.26 Acres
  • Features: Decorative Gravel,Shrubs,North/South Exposure
  • Lot size dimensions: Unknown

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Lightning
Drought
Strong Wind

FEMA Declared Disasters in Santa Cruz County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance $137$1,644
Property Taxes $359$4,308
Electricity $216$2,603
Total$4,226$50,712

Income You'd Need if You Spent...

35% on housing$144,891/yr
40% on housing$126,780/yr
45% on housing$112,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 85646$231
Santa Cruz County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 85646$304
Santa Cruz County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$695,000
2017-05-18Listing removed$348,000
2016-07-29Price change$348,000
2016-05-24Listed for sale$369,000
2012-08-09Sold$185,000
2012-07-14Price change$229,000
2012-07-06Listed for sale$295,000

For Sale by Agent

AgentGary P Brasher
BrokerageRuss Lyon Sotheby's International

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