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431 Harold Luke Rd, Campton, KY, 41301

4beds
4baths
5,247sqft
$1,299,000
$248price/sqft
$8,227/moest. monthly cost
$329,080/yrincome needed

About This Home

PRICE REDUCED! WOW! Where do you even begin? This is one of the most spectacular properties you will ever step foot on! Right on the doorstep of the breathtaking Red River Gorge! This property is a destination in and of itself and screams AB&B potential for those looking to generate an income. From the moment you leave the blacktop and begin the short drive along the county gravel road, the allure of the peaceful forest begins to pull you in. The mood and tone settles upon you as you descend into the valley along the scenic gravel road, setting the mood for this gorgeous log home and two picturesque ponds ahead. You can already feel the quiet early morning and evening hikes in the woods that await. But your senses awaken, and your attention is turned back to this beautiful rustic log home in its natural environment. As you look to the left of the valley, you enter. Nothing was spared during the construction of this gorgeous and spacious country log home. With nearly 4,000 sq/ft above grade and an additional 1247 sq/ft partially finished below grade basement, this home has all the room you and your guests could ever want. This multi-level, spacious log home with a covered. walk-around porch was built in 2012 with meticulous craftsmanship from the finest log home materials available. This all-wood log home boasts two above-ground levels with multiple rooms, high arching cathedral ceilings, and an enormous wood-burning fireplace as the centerpiece in the living room. With five bedrooms (2 of which are very large) and four baths, there is more than enough space for large gatherings. The below-grade area is 1247 sq/ft of finished basement, ideal for a game room, and 608 sq/ft of unfinished garage for parking those UTVs or equipment storage, rounding out the interior of this incredible living space. The covered back porch facing the northeast makes those shaded evening sits a pleasure and perfect for grilling out and entertaining guests. As you step out of the living space of the log home, you enter into your outdoor recreational mecca! Within the reaches of this property, a variety of habitat exists in the upper elevations being a blend of mature hardwoods up high, and a mixture of yellow poplar, various species of maple, hemlock, pine and American beech, throughout the slopes and valley, with a sprinkle of dogwood and redbud scattered about. Over the past several years, this entire tract has acted as a wildlife sanctuary for various species. This land would be perfect for your wildlife habitat improvement programs, further enhancing the healthy populations of deer, turkey, grouse, small game, and the occasional fox, bobcat, or black bear that pass through. This property's versatility with the forest and ponds is almost limitless, with recreational possibilities such as hunting, fishing, camping, horseback/ATV riding, or just a quiet evening sitting by the pond relaxing. This tract has enough space to roam and spread your wings for any outdoor adventure. With everything this property offers, the beautiful home and ponds and proximity to the Red River Gorge, it's more than evidence that great investment potential is embedded here. This beautiful home and property would make a tremendous ABB investment with its location and spacious living area inside and out, making it the perfect getaway/retreat for family gatherings and events. The land itself provides something for everyone wishing to experience the great outdoors. You may choose to stay within your domain for the excellent hunting ATV/horseback riding, camping, and hiking on this property that satisfies your hunger for the outdoor experience, or perhaps you take a short drive to the nearby Daniel Boone National Forest or Clifty Wilderness Area of the Red River Gorge offering thousands of acres and even more options and space for family adventure and fun. In addition, nearly 200 more surrounding acres could be purchased with this property to add to your unbelievable forested

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
7/10
5/10
Wolfe County High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Cooktop,Oven,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Interior Entry,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Walk-In Closet(s)
  • Window features: Insulated Windows,Window Treatments,Blinds,Screens
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Factory Built,Family Room,Masonry,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,247
  • Finished area above ground: 4,000

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 5,247
  • Total interior livable area: 5,247 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: Second

Other

  • Level: Second

Property

Features

  • Levels: Two
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 211 Acres
  • Features: Secluded,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Basement,Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$845$10,140
Property Taxes $400$4,800
Electricity $414$4,972
Total$8,227$98,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,068/yr
40% on housing$246,810/yr
45% on housing$219,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 41301$184
Wolfe County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 41301
Wolfe County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$1,399,000
2025-11-07Price change$999,999
2025-07-07Price change$999,000
2025-07-07Price change$999,999
2025-05-30Price change$1,050,000
2025-05-09Price change$1,199,000
2025-04-28Price change$1,274,000
2024-10-29Listed for sale$1,299,000
2021-01-04Listing removed--
2020-12-17Listed for sale$500,000
2015-04-23Sold$600,000
2014-09-29Listed for sale$799,900
2012-09-27Listing removed$789,900
2012-08-28Price change$789,900
2012-06-27Listed for sale$799,900

For Sale by Agent

AgentRyan Nolan
BrokerageWhitetail Properties Real Estate

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