521 S Spencer St, Duncan, SC, 29334
About This Home
Don't miss this charming bungalow in Duncan. The home sits on almost an acre lot. This inviting home features 2 bedrooms, 1 Bathroom and a versatile small flex room. Flex room could be used as a mud room, office, or play room. The crawl space/ basement is partial concrete with access under the deck.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Crawl Space
- Roof: Architectural
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Range,Microwave,Electric Water Heater
- Laundry features: In Kitchen,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Other
Bedroom2
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Area: 156
Features
- Ceiling Fan(s),Laminate Counters
- Window features: Vinyl/Aluminum Trim,Insulated Windows
- Flooring: Carpet,Ceramic Tile,Wood,Vinyl
- Number of fireplaces: 1
- Fireplace features: Ventless
- Fireplace: Yes
- Attic: Pull Down Stairs,Storage
Heating & Cooling
- Heating features: Forced Air,Heat Pump
- Cooling features: Central Air,Heat Pump
Interior Area
- Total interior livable area: 1,145 sqft
Kitchen
- Area: 120
Living Room
- Area: 216
Master Bathroom
- Level: Main
Master Bedroom
- Area: 144
Property
Details
- Parcel number: 52000009.00
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Front Porch
- Living area range: 1000-1199
Lot
- Lot size: 0.94 Acres
- Features: Sloped,Few Trees,Wooded,1/2 - Acre
Parking
- Parking features: Detached Carport,Carport,Gravel,Shared Driveway
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Earthquake
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Spartanburg County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $86 | $1,032 |
| Property Taxes | $103 | $1,236 |
| Electricity | $204 | $2,449 |
| Total | $1,480 | $17,760 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $215,000 |
| 2026-06-01 | Listed for sale | $220,000 |
| 2013-01-09 | Listing removed | $40,000 |
| 2012-11-30 | Listed for sale | $40,000 |
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