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1272 Ferndale St N, Maplewood, MN, 55119

4beds
2baths
1,356sqft
$260,000
$192price/sqft
$2,024/moest. monthly cost
$80,960/yrincome needed

About This Home

Nestled in a quiet community with abundant green space and nearby walking trails, this charming townhome offers the perfect blend of comfort and convenience. The main floor features an open-concept layout with a spacious kitchen, living room, and dining area that flows seamlessly to the private deck—perfect for relaxing or entertaining. You’ll also find two bedrooms on the main level, including a generous primary bedroom with a large walk-in closet. The lower level includes a versatile space currently converted into two additional bedrooms, but it can easily be restored to a large family room depending on your needs. This home also boasts several updates, including recently updated exterior siding and roof for excellent curb appeal, a brand-new water heater (2025), and stainless-steel kitchen appliances installed in 2016. A wonderful opportunity to enjoy comfortable living in a peaceful setting with easy access to outdoor recreation.

Getting Around

37
WalkingCar-Dependent
34
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

4/10
Cowern Elementary SchoolGrades PK-51.8 mi
5/10
Tartan Senior High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Other,Brick

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Quad/4 Corners

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Storage Space

Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 18x10

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Bedroom3

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Lower
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Dining Room

  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Features

  • Finished area below ground: 440
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,356
  • Total interior livable area: 1,356 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 18x16

Other

  • Level: Main
  • Area: 24
  • Dimensions: 4x6

Walk In Closet

  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 242922440026
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1008

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 6,098 sqft
  • Features: Near Public Transit
  • Lot size dimensions: 61 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Storage,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$185$2,220
Property Taxes $355$4,260
Electricity $170$2,050
Total$2,024$24,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,394/yr
40% on housing$60,720/yr
45% on housing$53,973/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 55119$144
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55119$181
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$260,000
2026-01-01Listing removed$265,000
2025-10-18Listed for sale$265,000
2016-07-07Sold$145,000
2016-05-19Pending sale$144,900
2016-05-08Listed for sale$144,900
2015-12-03Listing removed$139,000
2015-10-28Price change$139,000
2015-09-11Listed for sale$144,900
2015-08-04Listing removed$149,900
2015-06-24Price change$149,900
2015-06-16Listed for sale$154,900
2002-09-13Sold$155,500
2002-01-18Sold$145,000

For Sale by Agent

AgentHelen Tesfay
BrokerageLPT Realty, LLC

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