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1913 S Troy St, Chicago, IL, 60623

9beds
5baths
--sqft
$589,900
--price/sqft
$4,480/moest. monthly cost
$179,200/yrincome needed

About This Home

Exceptional opportunity for both owner-occupants and investors! This recently renovated 3-unit building offers spacious, full-size apartments with excellent income potential (estimated total gross income $60,000). The garden unit and second-floor unit each feature 3 bedrooms and 2 full bathrooms, while the first-floor unit offers 3 bedrooms and 1 full bathroom. Large windows throughout fill each unit with abundant natural light, and laundry hookups are available for added convenience. The recently renovated garden unit is already generating rental income, while the vacant first- and second-floor units provide the flexibility to move in, lease immediately and select your own tenants. Ideally located near two major hospitals, public transportation including CTA buses and train lines, and convenient interstate access, this property is perfectly positioned for both commuters and tenants. Also attached to the popular Douglas Park and its famous Riot Fest. With income already in place and two vacant units ready for occupancy, there's nothing left to do but move in and start building wealth. Don't miss this incredible investment opportunity-this one won't last long! Property being sold As Is.

Getting Around

83
WalkingVery Walkable
63
TransitGood Transit
78
BikeVery Bikeable

Schools

4/10
Johnson Elementary SchoolGrades PK-80.5 mi

Construction

Condition

  • Year built: 1882

Materials

  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 5
  • Full bathrooms: 5

Heating

  • Heating features: Natural Gas

Property

Details

  • Parcel number: 16243040050000
  • Special condition: None

Lot

  • Lot size: 3,750 sqft
  • Lot size dimensions: 25x150

Parking

  • Total spaces: 2
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$518$6,216
Property Taxes $850$10,200
Electricity $130$1,569
Total$4,480$53,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,600/yr
40% on housing$134,400/yr
45% on housing$119,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60623$214
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60623$160
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2014-03-11Listing removed$39,999
2014-03-09Pending sale$39,999
2014-03-09Listed for sale$39,999
2014-02-12Sold$40,300
2014-01-23Price change$39,999
2013-12-28Price change$54,900
2013-11-24Price change$63,000
2013-09-17Listed for sale$73,000
2004-11-15Sold$40,000
1996-11-06Sold$56,000

For Sale by Agent

AgentTamika Thomas
BrokerageVillage Realty, Inc.

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