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46404 Arroyo Seco Rd, Greenfield, CA, 93927

2beds
2baths
1,536sqft
$675,000
$439price/sqft
$4,306/moest. monthly cost
$172,240/yrincome needed

About This Home

Live and work in one of the most beautiful areas of Monterey County. Situated on approximately 2.34 acres near Los Padres National Forest, this unique property features a 1,875± sq.ft. commercial building formerly operated as a country/antique store, along with a separate 1,536± sq.ft. 2-bedroom home. Endless potential for residential, recreational, storage, workshop, or other allowable uses. Peaceful rural setting just minutes from hiking, camping, and outdoor recreation.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
1/10
Vista Verde Middle SchoolGrades 7-811.2 mi
4/10
Greenfield High SchoolGrades 9-1211.6 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Refrigerator
  • Laundry features: In Utility Room

Bathroom

  • Features: DoubleSinks, JackandJill, ShowersoverTubs2plus, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, ReverseFloorPlan, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningAreainLivingRoom, DiningBar, NoFormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Inverted Floor Plan
  • Flooring: Carpet,Vinyl Linoleum

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Kitchen

  • Features: Countertop_Laminate, Countertop_Other, ExhaustFan, Pantry

Property

Details

  • Parcel number: 419371014000
  • Zoning: Res Cons
  • Special condition: Standard

Features

  • Stories: 2
  • Has view: Yes
  • View description: Forest/Woods,Hills,Mountain(s),Valley

Lot

  • Lot size: 2.34 Acres
  • Features: Sloped Up

Parking

  • Parking features: No Garage,Off Street,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Heat Wave
Landslide
Wildfire
Earthquake
Inland Flooding

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$141$1,692
Property Taxes $354$4,248
Electricity $398$4,786
Total$4,306$51,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,634/yr
40% on housing$129,180/yr
45% on housing$114,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 93927$325
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93927$374
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$599,000
2026-05-18Listed for sale$675,000
2012-11-03Listing removed$895,000
2012-06-08Listed for sale$895,000

For Sale by Agent

Agent Monterey Peninsula Home Team
BrokerageKW Coastal Estates

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