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410 E 21st St, Long Beach, CA, 90806

4beds
2baths
1,931sqft
$840,000
$435price/sqft
$5,726/moest. monthly cost
$229,040/yrincome needed

About This Home

Charming duplex opportunity in Long Beach featuring two 2-bedroom units. One unit is currently vacant, offering the ideal setup for owner-occupancy while generating rental income from the other unit. A great option for investors or buyers looking to offset their mortgage in a centrally located neighborhood. Each unit has its own gas and electric meters and one garage space. Owner pays for water.

Getting Around

82
WalkingVery Walkable
63
TransitGood Transit
72
BikeVery Bikeable

Schools

4/10
3/10
Jessie Nelson Academy Grades 6-81.1 mi
7/10
Polytechnic High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1923

Type & Style

  • Home type: SingleFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,931 sqft

Property

Details

  • Parcel number: 7209012011
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front Door
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 2,843 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Los Angeles County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,247$50,964
Home Insurance *$120$1,440
Property Taxes $945$11,340
Electricity $414$4,968
Total$5,726$68,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,320/yr
40% on housing$171,780/yr
45% on housing$152,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$435This listing

vs Other Active Listings

Avg $/sqft

ZIP 90806$443
Los Angeles County$602

vs Homes Sold Last Month

Median $/sqft

ZIP 90806$600
Los Angeles County$610

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$860,000
2026-04-14Listing removed$860,000
2026-03-20Price change$860,000
2026-01-31Listed for sale$880,000
2019-02-28Sold$630,000
2019-01-18Pending sale$640,000
2018-12-07Listed for sale$640,000
2005-05-02Sold$445,000
2004-05-06Sold$365,000
1999-01-15Sold$185,000
1998-01-29Sold$90,000

For Sale by Agent

AgentJanet Chen
BrokerageKeller Williams Palos Verdes

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