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10765 Ky Highway 698, Hustonville, KY, 40437

5beds
2baths
2,256sqft
$150,000
$66price/sqft
$1,103/moest. monthly cost
$44,120/yrincome needed

About This Home

Located near the Mc Kinney area. Offering single-level living. This duplex features a spacious living area. Large driveway, providing able parking. This duplex offers a great opportunity for homeowners or investors alike.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10

Construction

Materials

  • Roof: Metal

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,256
  • Total interior livable area: 2,256 sqft

Property

Details

  • Attached to another structure: Yes
  • Zoning description: Commercial

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 10
  • Parking features: Gravel,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$87$1,044
Property Taxes $80$960
Electricity $178$2,137
Total$1,103$13,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,817/yr
40% on housing$33,090/yr
45% on housing$29,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 40437$177
Lincoln County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 40437
Lincoln County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-02Price change$150,000
2025-07-16Listed for sale$170,000
2025-07-02Listing removed$170,000
2025-06-11Price change$170,000
2025-03-12Listed for sale$175,000
2023-01-01Listing removed--
2022-10-16Listed for sale$154,000
2022-08-15Listing removed--
2022-04-29Listed for sale$154,000
2015-07-16Listing removed$69,900
2015-04-02Listed for sale$69,900
2013-08-12Listing removed$65,900
2013-02-23Listed for sale$65,900
2012-10-18Listing removed$69,900
2012-04-27Listed for sale$69,900

For Sale by Agent

AgentUneida Johnson
BrokerageUneeda House Realty

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