See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

851 E Chelten Ave, Philadelphia, PA, 19138

4beds
2baths
2,292sqft
$319,000
$139price/sqft
$2,199/moest. monthly cost
$87,960/yrincome needed

About This Home

Huge Legal Duplex with Rental License for 2 Units. Fully Rented, tenants pay all utilities except for water. 1st Floor 1 br/1 ba unit with $1,374 monthly rent (mostly paid by Section 8). 2nd floor 3 br/1 ba unit with Long Term Private Market tenant at $1,500 monthly rent (Section 8 Rents would be around $1800). Total Monthly Income (mostly gov't paid) of $2,874.00 ($34,488/ yr). Upside of additional $3,600 annual income with 2nd Floor Section 8 Tenant. This property is part of a larger 21 property/34 Unit portfolio that is for sale. Contact agent for more details Owner is a PA licensed Real Estate Agent and Attorney.

Getting Around

79
WalkingVery Walkable
60
TransitGood Transit
56
BikeBikeable

Schools

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Stone
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2014

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Hot Water,Natural Gas,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,292
  • Total interior livable area: 2,292 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 591012100
  • Zoning: RM1
  • Special condition: Standard
  • Exclusions: Tenant Possessions

Features

  • Pool features: None

Lot

  • Lot size: 2,377 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$110$1,320
Property Taxes $225$2,700
Electricity $251$3,017
Total$2,199$26,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,394/yr
40% on housing$65,970/yr
45% on housing$58,640/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 19138$111
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19138$219
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$319,000
2026-06-02Listed for sale$349,000
2025-12-20Listing removed$1,350
2025-12-08Listed for rent$1,350
2025-12-06Listing removed$1,350
2025-12-03Listed for rent$1,350
2025-12-02Listing removed$1,350
2025-11-30Listed for rent$1,350
2025-11-29Listing removed$1,350
2025-11-27Listed for rent$1,350
2025-11-25Listing removed$1,350
2025-11-24Listed for rent$1,350
2025-11-18Listing removed$1,350
2025-11-17Listed for rent$1,350
2013-05-03Listing removed$19,900
2013-03-26Price change$19,900
2013-02-27Listed for sale$29,900
2013-01-22Listing removed$29,900
2012-12-18Price change$29,900
2012-10-31Listed for sale$39,900

For Sale by Agent

AgentEmanuel Kosacci
BrokerageREDBLOCK Realty Inc.

Similar Homes