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4631 Falmouth Road, Cotuit, MA, 02635

0beds
5baths
4,443sqft
$1,650,000
$371price/sqft
$10,983/moest. monthly cost
$439,320/yrincome needed

About This Home

A rare opportunity to own two residentially zoned parcels totaling 2.28 acres in desirable Cotuit. This property includes a 4,443 sq. ft. historic building from the 1700s with a special permit to operate as a restaurant. It offers flexible potential--continue as a commercial establishment or explore residential development on the second lot. The well-designed interior features a bar, eight dining rooms, an industrial kitchen, an office, and five bathrooms, balancing high-volume service with historic charm. Recent upgrades include a new natural gas generator, heating and cooling system, windows, hot water tank, and RoofMax coating. The exterior boasts extensive landscaping, a new stone walkway, a patio for outdoor dining, multiple sheds, walk-in coolers, and a newly expanded 54-space parking lot with handicap-accessible spots. The building's siding was replaced in 2020 and repainted in 2024. A prime investment opportunity with historic character and modern upgrades!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
Barnstable High SchoolGrades 8-126.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled, Actual
  • Year built: 1790

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedrooms & Bathrooms

  • Bathrooms: 5
  • Full bathrooms: 1
  • 1/2 bathrooms: 4

Features

  • Flooring: Wood,Carpet

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,443
  • Total interior livable area: 4,443 sqft

Property

Details

  • Parcel number: COTU M:0024 B:0157 L:0000
  • Zoning: RF
  • Special condition: None

Features

  • Stories: 2
  • Exterior features: Garden

Lot

  • Lot size: 2.20 Acres
  • Features: South of Route 28

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$871$10,452
Property Taxes $893$10,716
Electricity $876$10,513
Total$10,983$131,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$376,560/yr
40% on housing$329,490/yr
45% on housing$292,880/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 02635$578
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02635$479
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$1,650,000
2025-07-21Listing removed$1,999,999
2025-04-07Price change$1,999,999
2025-02-05Listed for sale$2,195,000

For Sale by Agent

AgentEmily M Swartz
BrokerageCoastal Homes Realty Group LLC

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