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331 Rowland St Trlr 63, Ballston Spa, NY, 12020

2beds
1baths
840sqft
$74,500
$89price/sqft
$717/moest. monthly cost
$28,680/yrincome needed

About This Home

Located at 331 Rowland Street in Ballston Spa, NY, this brand-new 2025 home offers 2 bedrooms, 1 bathroom, and 840 square feet of thoughtfully designed living space. This move-in ready home features a bright, open layout filled with natural light, modern finishes, recessed lighting, and stainless steel appliances-creating a clean, functional, and comfortable environment from day one. Final site work is currently in progress, with driveway and lawn installation included. Built for efficiency and durability, the home includes 2x6 construction, energy-efficient windows, and a manufacturer warranty. Situated in the quiet, established Saratoga West community just minutes from Saratoga Springs, residents enjoy convenient access to shopping, dining, and major routes. This is a land-lease community, meaning you own the home while renting the lot. Reach out today for pricing or to schedule a showing.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Stainless Steel Appliances

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area above ground: 840

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Zoned

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 702

Features

  • Stories: 1
  • Patio & porch: Covered Porch
  • Has view: Yes
  • View description: Street,Wooded
  • Frontage length: 0

Lot

  • Lot size: 9,147 sqft
  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $376$4,512
Home Insurance *$17$204
Property Taxes $78$936
Electricity $246$2,954
Total$717$8,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,582/yr
40% on housing$21,510/yr
45% on housing$19,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 12020$241
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12020$271
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$99,900
2026-04-01Listed for sale$104,900
2012-06-13Listing removed$13,000
2012-04-06Listed for sale$13,000

New Construction

AgentMarky Mykins
BrokerageHoffman Homes

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