495 Hembree Hill Dr, Westminster, SC, 29693
About This Home
Are you looking for your own little hideaway? 495 Hembree Hill Drive is a one bedroom, one bathroom cabin on the gorgeous Chauga River. 3.27 acres of mostly level property can be yours next to these flowing waters. There are +/- 611 feet of river frontage overlooked by the cabin as well as a covered pavilion at the other end of the property. Most of the property has level grassy areas peppered with shade trees that add to the privacy. You will need 4WD or AWD to access this property. The home and pavilion both have well water and electricity. Refrigerator, microwave and stove convey with the sale. With a little handy work, the decks and pavilion will become treasured seating areas for you to enjoy. Chauga River properties do not come on the market very often. Don't hesitate to make it yours today!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2001
Materials
- Foundation: Crawlspace
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
Basement
- Basement: None,Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Handicap Access,Laminate Countertop,Main Level Primary,Pull Down Attic Stairs,Smooth Ceilings,Window Treatments
- Window features: Blinds
- Flooring: Vinyl
Heating & Cooling
- Heating features: Propane,Radiant
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,032
- Total interior livable area: 1,032 sqft
Property
Details
- Parcel number: 2020001069
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Deck,Handicap Accessible,Paved Driveway
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: None,River Access,Water Access,Waterfront
- Horses can be raised: Yes
- Living area range: 1000-1249
Lot
- Lot size: 3.27 Acres
- Features: Flood Zone,Gentle Sloping,Level,Not In Subdivision,Outside City Limits,Other,Steep Slope,Sloped,See Remarks,Trees,Views,Wooded,Waterfront
Parking
- Parking features: None,Driveway,Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Oconee County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $185 | $2,220 |
| Property Taxes | $125 | $1,500 |
| Electricity | $204 | $2,449 |
| Total | $2,511 | $30,132 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $426,750 |
| 2013-08-06 | Listing removed | $170,000 |
| 2012-09-19 | Price change | $170,000 |
| 2012-07-10 | Price change | $180,000 |
| 2012-03-31 | Listed for sale | $200,000 |
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