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105 Madison Ave, Endicott, NY, 13760

5beds
5baths
4,086sqft
$239,000
$58price/sqft
$2,430/moest. monthly cost
$97,200/yrincome needed

About This Home

Offered for sale is a newly renovated and stabilized five-unit building in Endicott, NY. Located within walking distance of Washington Avenue, the property sits in a federally designated Opportunity Zone amid major revitalization. Endicott continues to attract investment with solar manufacturers and a $160 million federal research and development grant as part of its designation as one of the nation’s 32 technology hubs. The building features modern updates throughout and includes a private off-street parking lot, offering a turnkey investment in a market positioned for growth.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Multi-Family
  • Property subType: Multi Family,Apartment

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Flooring: Hardwood,Laminate,Vinyl
  • Finished area above ground: 4,086

Heating & Cooling

  • Heating features: Radiator(s),Steam
  • Cooling features: None

Interior Area

  • Total interior livable area: 4,086 sqft

Property

Details

  • Parcel number: 03460115700600090050000000
  • Zoning: Central Business District
  • Zoning description: Central Business District

Lot

  • Lot size: 6,850 sqft
  • Features: Level
  • Lot size dimensions: 50 x 137

Parking

  • Parking features: Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$107$1,284
Property Taxes $440$5,280
Electricity $675$8,103
Total$2,430$29,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,314/yr
40% on housing$72,900/yr
45% on housing$64,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 13760$103
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13760$127
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$285,000
2026-05-06Listing removed$950
2026-04-22Listed for rent$950
2026-04-20Price change$275,000
2026-04-18Price change$324,000
2026-02-13Price change$339,000
2025-07-29Price change$345,000
2025-07-07Price change$349,900
2025-07-03Price change$374,900
2025-05-18Price change$349,900
2024-12-31Price change$382,999
2024-11-12Price change$374,999
2024-06-21Price change$369,000
2024-04-29Listed for sale$385,000
2023-02-27Sold$95,000
2023-02-24Pending sale$99,000
2022-12-23Contingent$99,000
2022-12-13Price change$99,000
2022-11-12Listed for sale$125,000
2019-08-02Listing removed$85,000
2019-02-21Listed for sale$85,000
2015-12-10Listing removed$98,000
2015-10-10Listed for sale$98,000
2012-03-07Listing removed$79,800
2012-03-06Listed for sale$79,800

For Sale by Agent

AgentScott Warren
BrokerageINNOVATIVE COMMERCIAL ADVISORS

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