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7401 Highway 89 N, Mc Kee, KY, 40447

4beds
3baths
2,650sqft
$519,000
$196price/sqft
$3,501/moest. monthly cost
$140,040/yrincome needed

About This Home

Looking for seclusion & privacy? Look no further! You'll love the mountain views as you sit & relax on the porches of this charming cape cod style home nestled back on 26.91 survey acres. The home features 4 bedroom & 2.5 bath, over 2500 square feet. Primary suite is on the main level along with all living quarters. The 2nd level offers extra bedrooms & bath. Beautiful hardwood flooring(tiled baths) & natural light throughout. The balcony overlooks the spacious living room which leads into the dining & kitchen. Plenty of space to roam inside & out! Enjoy all nature has to offer- hunt the 11+/- wooded acres, fish in the stocked pond, hike, four wheel or anything else you please.(no restrictions) 24x40 detached garage/workshop sits close to the home for parking or your hobbies. Don't miss taking a tour of this property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
4/10
5/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,650

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 2,650
  • Total interior livable area: 2,650 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: Jackson County

Features

  • Levels: Two
  • Fencing: None
  • Has view: Yes
  • View description: Rural,Trees/Woods,Mountain(s),Farm

Lot

  • Lot size: 26.91 Acres
  • Features: Secluded,Wooded

Parking

  • Parking features: Detached Garage,Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hail
Landslide
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$465$5,580
Property Taxes $203$2,436
Electricity $209$2,511
Total$3,501$42,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,034/yr
40% on housing$105,030/yr
45% on housing$93,360/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 40447$182
Jackson County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 40447
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-05-30Listed for sale$519,000
2024-09-06Listing removed$519,000
2023-10-20Listed for sale$519,000
2023-10-12Listing removed--
2023-04-14Listed for sale$519,000
2012-08-11Listing removed$359,000
2012-06-17Listed for sale$359,000

For Sale by Agent

AgentAundrea Damrell
BrokerageKY Real Estate Professionals, LLC

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