428 N 13th St APT 4A, Philadelphia, PA, 19123
About This Home
Welcome to this SOHO-style midrise loft in the sought-after Callowhill Historic District with INDOOR PARKING IN THE BUILDING available. This building is the iconic former Hat Factory, and is a converted loft building. This large and unique unit with open floor plan features 1,358 square feet of living space and tons of original architectural details, including soaring ceilings, elevated track lighting, sanded exposed beams, exposed brick, and original maple flooring with outstanding patina. Open kitchen, washer and dryer in the unit, and amazing storage space. Currently one walled bedroom, but the layout in this unit easily lends itself to being a 2 (or even 3) bedroom. The building features a new Yoga Studio, a planned café, an Alpha Touch entry system, plus direct access to the coveted Rail Park (high line park) for an unbeatable urban convenience. The Historic Callowhill District is booming, and this location is primed for exceptional appreciation. Major city projects, including the upcoming Spring Garden Greenway and the transformative Chinatown Stitch Project, are both set to greatly increase neighborhood value. Take an easy walk to Reading Terminal Market, City Hall, the convention center, the fashion district, world-class museums, grocery stores, and the subway is right around the corner. Additionally, there are amazing bars and restaurants within walking distance. Great access to Chinatown, Spring Garden, and other center city neighborhoods and cultural centers. The newly constructed Philadelphia Ballet Center for Dance is just three blocks away. The Broad Street Subway is two blocks away for a quick ride to the Sports Complex. A few blocks from The Met, concert venue on Broad Street, Union Transfer, and Franklin Music Hall. Walkable grocery stores include Trader Joes, Aldi, Giant, and more. This amazing unit also allows easy, walkable access to Reading Terminal Market, Cafe Lift, Prohibition Taproom, Juno, Love City Brewing, Wood Street Pizza, Starbucks, and so much more that this Philly industrial neighborhood has to offer. At the time of this listing, there are secure indoor parking spots available at the basement level of this building for a monthly fee. Exterior renovation of the brick was fully completed in 2025.
Getting Around
Walker's Paradise
Rider's Paradise
Very BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1897
Materials
- Construction materials: Brick
Type & Style
- Home type: Condo
- Architectural style: Contemporary,Loft
- Property subType: Condominium
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Main Level,In Unit
Bedroom1
- Level: Main
- Area: 0
- Dimensions: 0 X 0
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Flooring: Hardwood
- Finished area above ground: 1,359
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Natural Gas
Interior Area
- Total structure area: 1,359
- Total interior livable area: 1,359 sqft
Kitchen
- Features: Kitchen - Gas Cooking
- Level: Main
- Area: 0
- Dimensions: 0 X 0
Living Room
- Level: Main
- Area: 0
- Dimensions: 0 X 0
Primary Bedroom
- Level: Main
- Area: 0
- Dimensions: 0 X 0
Primary Bedroom
- Level: Unspecified
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 888030150
- Attached to another structure: Yes
- Zoning: CONDO
- Zoning description: Condo in multi-unit converted loft building.
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,790 | $21,480 |
| Home Insurance * | $359 | $4,308 |
| Property Taxes | $250 | $3,000 |
| Electricity | $224 | $2,692 |
| Total | $2,623 | $31,476 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-29 | Listed for sale | $359,000 |
| 2025-11-20 | Pending sale | $359,000 |
| 2025-11-14 | Listed for sale | $359,000 |
| 2014-05-14 | Listing removed | $320,000 |
| 2014-03-14 | Listed for sale | $320,000 |
| 2013-11-24 | Listing removed | $320,000 |
| 2013-10-18 | Listed for sale | $320,000 |
| 2012-04-28 | Listing removed | $399,900 |
| 2012-02-13 | Listed for sale | $399,900 |
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