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679 Blue Water Dr, Cookeville, TN, 38506

3beds
3baths
2,200sqft
$569,900
$259price/sqft
$3,565/moest. monthly cost
$142,600/yrincome needed

About This Home

New Construction! This 1-level residence with full basement was built to enjoy the nice views plus have additional possibilities for further completion of spaces in the lower level. Main level features 2200 sqft with an attached oversized 2 car garage. Familyroom features coffered ceilings plus a gas fireplace. Kitchen features all appliances including refrigerator, plus a center work island.pantry The walk-in laundryroom is located just steps away from the kitchen/bedroom areas. There are wonderful views just off the nice covered porches. The many windows in the home provides views of all the beautiful seasons in Tennessee. The three quarter's basement provides spaces for add'l expansion of bedrooms or recreational room. County Taxes TBD.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
8/10
Cookeville High SchoolGrades PK,9-127.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • New Floor Covering,New Paint,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 067

Features

  • Levels: One
  • Patio & porch: Porch,Covered
  • Exterior features: Lighting
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description

Lot

  • Lot size: 0.47 Acres
  • Features: Cleared,Views
  • Lot size dimensions: 101 x 202

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Attached,Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance $279$3,348
Property Taxes $227$2,724
Electricity $178$2,145
Total$3,565$42,780

Income You'd Need if You Spent...

35% on housing$122,228/yr
40% on housing$106,950/yr
45% on housing$95,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$182
Putnam County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-02Price change$569,900
2025-10-20Price change$585,000
2025-06-02Price change$597,000
2025-04-10Price change$609,000
2024-08-27Listed for sale$625,000
2024-08-13Listing removed$30,000
2021-11-09Pending sale$30,000
2021-11-06Listed for sale$30,000

For Sale by Agent

AgentDonnita Hill
BrokerageElevate Real Estate

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