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608 N Chestnut St, Derry, PA, 15627

1beds
2baths
--sqft
$250,000
--price/sqft
$1,865/moest. monthly cost
$74,600/yrincome needed

About This Home

Wow! What a view of Ethel Springs Lake from the Lakeside Lounge. Here's your opportunity to own a local business and either live there or rent out the residential side for additional income. The sky is the limit with over 6,300 SF of building space, an oversized garage, shed, and a large paved parking lot! Continue operating the well-established venue or modify it into any number of other opportunities... Restaurant, short-term rental(s), or possibly a grand residential home with zoning approval. This has been well-maintained and prepped for immediate new ownership. The roofs and a lot of interior/exterior painting were completed this year. The furnace was replaced in the past year and central A/C is only a year or two old. All of the owned furniture and equipment for the business is included with the sale; even the soda machine equipment is owned instead of leased. There's also a liquor license included; which is negotiable depending on needs. This truly is turn-key!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Grandview El SchoolGrades K-50.5 mi
6/10
Derry Area Middle SchoolGrades 6-80.1 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Microwave,Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window Treatments
  • Window features: Window Treatments
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Property

Features

  • Pool features: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 0.3327

Parking

  • Parking features: Detached,Garage,Off Street,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$127$1,524
Property Taxes $250$3,000
Electricity $224$2,692
Total$1,865$22,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,942/yr
40% on housing$55,950/yr
45% on housing$49,733/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15627$78
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15627$101
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-18Price change$350,000
2025-10-26Listed for sale$375,000
2012-06-19Listing removed$575,000
2012-02-06Listed for sale$575,000

For Sale by Agent

AgentDaniel Waterhouse
BrokerageREALTY ONE GROUP LANDMARK

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