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5590 E The Toledo, Long Beach, CA, 90803

4beds
4baths
3,083sqft
$5,349,000
$1,735price/sqft
$34,172/moest. monthly cost
$1,366,880/yrincome needed

About This Home

Exceptional Cape Cod–style waterfront home on a rare oversized lot with over 50 feet of canal frontage and direct open-water access, ideal for large vessels. The thoughtfully designed interior features an open layout with a chef’s kitchen with quartz countertops, oversized Wolf range, Sub-Zero refrigerator, oversized island, and open dining area. Accordion glass doors seamlessly connect indoor and outdoor living, opening to a generous waterfront, stone laden patio complete with built-in firepit, BBQ, and outdoor refrigerator perfect for waterfront living and entertaining. Step inside to gorgeous wood flooring. Primary bedroom is on lower level with ensuite and walk in closet. French doors open to interior courtyard that features stone and brick hardscape, waterfall spa/jacuzzi and gorgeous stone wood burning fireplace! Second bedroom, full bath and laundry are also on lower level. The upstairs features a huge family room with built in cabinetry, a cozy fireplace and oversized balcony with panoramic views of the canal and distant mountain ranges. Additionally, two bedrooms, two baths(one ensuite) and a full laundry room. A rare opportunity to own a premier waterfront home combining classic Cape Cod charm, modern luxury, and exceptional boating access. Owner may trade for your Shore, Naples or Seal Beach home or income property.

Getting Around

84
WalkingVery Walkable
30
TransitSome Transit
68
BikeBikeable

Schools

8/10
Naples Elementary SchoolGrades K-50.1 mi
8/10
Rogers Middle SchoolGrades 6-80.9 mi
6/10
Wilson High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Patio Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Balcony,Main Level Primary
  • Flooring: Wood
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,083 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo,Quartz Counters,Self-closing Drawers

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 7244019001
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Stone
  • Has spa: Yes
  • Spa features: In Ground
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal

Lot

  • Lot size: 4,378 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Heat Wave
Tsunami
Wildfire

FEMA Declared Disasters in Los Angeles County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $27,047$324,564
Home Insurance *$693$8,316
Property Taxes $5,771$69,252
Electricity $661$7,933
Total$34,172$410,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,171,611/yr
40% on housing$1,025,160/yr
45% on housing$911,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,735This listing

vs Other Active Listings

Avg $/sqft

ZIP 90803$727
Los Angeles County$601

vs Homes Sold Last Month

Median $/sqft

ZIP 90803$916
Los Angeles County$610

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Price change$5,785,000
2026-01-15Listed for sale$5,995,000
2023-04-14Sold$4,500,000
2010-08-27Listing removed$3,695,000
2010-02-27Listed for sale$3,695,000
2009-07-01Listing removed$4,200,000
2009-06-13Listed for sale$4,200,000
2009-01-02Listing removed$4,200,000
2008-08-23Listed for sale$4,200,000

For Sale by Agent

AgentLaurel Lucas
BrokerageColonna & Co., Realty

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