See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

82 2nd St UNIT 310, Cedar Key, FL, 32625

1beds
1baths
480sqft
$185,000
$385price/sqft
$1,312/moest. monthly cost
$52,480/yrincome needed

About This Home

Positioned along the tranquil shoreline of Cedar Key, this inviting condominium offers sweeping, unobstructed views of the Gulf of Mexico and the easy rhythm of island living. Just a short stroll from the town's beloved restaurants, local shops, and working waterfront, the location balances quiet retreat with everyday convenience. Inside, the residence has been thoughtfully updated to blend comfort with coastal charm. The kitchen features modern finishes and comes fully equipped, while the home is offered turnkey with furnishings included—ready for immediate enjoyment or rental. A flexible layout accommodates up to five guests, highlighted by an upstairs loft with a king bed and an additional twin, creating a private yet airy sleeping space. Natural light pours through an abundance of windows, framing water views from nearly every angle. Step outside to a generous, double-sized wraparound deck—an ideal setting for morning coffee, sunset gatherings, or simply watching the tide roll in. Practical features include a dedicated storage closet and access via an on-site elevator (currently undergoing repair), adding convenience for both owners and guests. Just next door, a city park offers direct access to the beach along with a playground, enhancing the property's appeal for visitors of all ages. Equally suited as a personal getaway or an income-producing investment, the condominium has a strong track record in property management yet offers the flexibility for self-management. Here, coastal simplicity meets smart ownership in one of Florida's most distinctive waterfront communities. Scallop Shores is a desirable upper floor corner unit so don't wait to come see it in person!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
Cedar Key High SchoolGrades PK-120.6 mi
--
Levy Virtual FranchiseGrades 6-1232.4 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Refrigerator,Washer/Dryer Stacked

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Elevator,Laminate Counters
  • Door features: Other Windows/Doors,Sliding Doors
  • Window features: Other Windows/Doors,Blinds,Window Treatments
  • Flooring: Carpet,Luxury Vinyl Planking
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Ductless
  • Cooling features: Electric

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Master Bathroom

  • Features: Combo Tub & Shower,Vanity

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 1763800000

Features

  • Levels: 2+ Story
  • Patio & porch: Deck,Open Deck
  • Has view: Yes
  • View description: Gulf View
  • Has water view: Yes
  • Water view: Gulf View
  • On waterfront: Yes
  • Waterfront features: Seawall
  • Waterbody name: Gulf of Mexico
  • Topography of land: Level
  • Residential vegetation: Grassed

Lot

  • Features: Other,Typical,Partially Landscaped

Parking

  • Parking features: Boat,Open,Asphalt,Gravel,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Hurricane
Cold Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Levy County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$80$960
Property Taxes $100$1,200
Electricity $197$2,366
Total$1,312$15,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,982/yr
40% on housing$39,360/yr
45% on housing$34,986/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 32625$207
Levy County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32625$301
Levy County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$195,000
2023-05-24Sold$195,000
2023-04-14Pending sale$229,900
2023-03-24Listed for sale$229,900

For Sale by Agent

AgentCaryn Stephenson
BrokeragePelican Realty

Similar Homes