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104 Saint Joseph Ave, Long Beach, CA, 90803

5beds
3baths
2,946sqft
$1,999,000
$679price/sqft
$13,219/moest. monthly cost
$528,760/yrincome needed

About This Home

Something special at the Shore! This large, beautifully modernized Spanish-style home sits perfectly between the beach and 2nd Street – an easy walk in either direction. A classic 1920s façade sets the tone. Now celebrating its 100th year, this home exudes the character that defines so much of Belmont Shore’s appeal. Inside, a flexible, modern floorplan unfolds with a huge living room at the entry, a formal dining room and a separate family room at the rear. The remodeled kitchen delivers exactly what you’d hope for: a central island, new quartz countertops, subway-tile backsplash and newer cabinetry with abundant storage. The first floor also includes a private patio with a motorized louvered pergola, plus the convenience of a true first-floor bedroom. Upstairs, four additional bedrooms include a generous primary suite with a walk-in closet, peaceful deck and an incredible, newly reimagined and remodeled bath. This standout space features a spacious walk-in shower, soaking tub, dual sinks and a two-sided fireplace. Down the hall are three more bedrooms, a large bath, and a dedicated laundry area. Out front, enjoy the neighborly Shore lifestyle on a brick patio surrounded by lush greenery and ample seating around the firepit (outdoor furniture included). Additional highlights include air conditioning, an attached two-car garage, bonus storage and established plantings on the upper deck. All of this in a dreamy location that puts the beach, bay and 2nd Street’s shops and dining just a short walk away. Don’t miss this one!

Getting Around

91
WalkingWalker's Paradise
36
TransitSome Transit
75
BikeVery Bikeable

Schools

7/10
Lowell Elementary SchoolGrades K-50.6 mi
8/10
Rogers Middle SchoolGrades 6-80.7 mi
6/10
Wilson High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1926

Materials

  • Foundation: Raised
  • Roof: Mixed,Spanish Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Gas Range,Refrigerator,Dryer,Washer
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Dual Sinks,Full Bath on Main Level,Remodeled,Separate Shower,Tub Shower,Upgraded

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Balcony,Ceiling Fan(s),Separate/Formal Dining Room,Open Floorplan,Bedroom on Main Level,Primary Suite
  • Door features: Sliding Doors
  • Flooring: Tile,Wood
  • Fireplace features: Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,946 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo,Quartz Counters

Master Bedroom

  • Features: Primary Suite

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 7247017012
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,150 sqft
  • Features: Street Level

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Garage,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Earthquake
Heat Wave
Tsunami
Wildfire

FEMA Declared Disasters in Los Angeles County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$259$3,108
Property Taxes $2,221$26,652
Electricity $631$7,580
Total$13,219$158,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$453,222/yr
40% on housing$396,570/yr
45% on housing$352,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$679This listing

vs Other Active Listings

Avg $/sqft

ZIP 90803$737
Los Angeles County$602

vs Homes Sold Last Month

Median $/sqft

ZIP 90803$916
Los Angeles County$610

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$2,099,000
2021-04-16Sold$1,690,000
2019-12-20Sold$1,350,000
2019-11-19Pending sale$1,369,000
2019-09-20Listed for sale$1,369,000
2019-08-08Listing removed$1,399,000
2019-06-13Price change$1,399,000
2019-05-02Listed for sale$1,423,000
2012-09-07Sold$850,000
2012-03-07Price change$849,000
2012-02-08Listed for sale$890,000
2011-06-21Sold$569,000
2007-04-17Sold$1,425,000
2002-09-05Sold$580,000

For Sale by Agent

AgentDave Fratello
BrokerageEdge

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