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314 Saint Joseph Ave, Long Beach, CA, 90814

2beds
1baths
903sqft
$1,149,999
$1,274price/sqft
$7,608/moest. monthly cost
$304,320/yrincome needed

About This Home

This charming Craftsman Bungalow sits in the heart of Belmont Heights and checks all the right boxes. With two bedrooms, an updated bathroom, and a great open layout, it's a comfortable and functional home in one of Long Beach's most beloved neighborhoods. The remodeled kitchen features custom cabinetry, granite countertops, and a bar area that flows naturally into the living room, great for everyday living and easy entertaining. A flex nook off the main living space works well as a home office or extra dining area. Both bedrooms are well-sized with solid closet space throughout. The home has been freshened up with new interior and exterior paint and comes equipped with recessed lighting, central A/C and heat, and a tankless water heater. Out back, you'll find a nice-sized yard perfect for relaxing or hosting, a covered detached garage, and a side yard with additional outdoor space. A turnkey home in a walkable, established neighborhood, ready for its next chapter.

Getting Around

78
WalkingVery Walkable
42
TransitSome Transit
73
BikeVery Bikeable

Schools

7/10
Lowell Elementary SchoolGrades K-50.3 mi
8/10
Rogers Middle SchoolGrades 6-80.3 mi
6/10
Wilson High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1923

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: In Kitchen

Bathroom

  • Features: Separate Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Area,Open Floorplan,All Bedrooms Down
  • Flooring: Wood
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 903 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 7250024040
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Spa features: None
  • Fencing: Block
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 2,513 sqft
  • Features: Lawn,Landscaped,Yard

Parking

  • Total spaces: 1
  • Parking features: Covered,Carport,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Los Angeles County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$141$1,692
Property Taxes $1,254$15,048
Electricity $398$4,786
Total$7,608$91,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,845/yr
40% on housing$228,240/yr
45% on housing$202,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,274This listing

vs Other Active Listings

Avg $/sqft

ZIP 90814$453
Los Angeles County$602

vs Homes Sold Last Month

Median $/sqft

ZIP 90814$900
Los Angeles County$610

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Listed for sale$1,175,000
2021-05-17Sold$882,000
2010-07-25Listing removed$542,000
2010-05-13Listed for sale$542,000
2009-09-09Sold$537,000
2009-07-24Listed for sale$542,000

For Sale by Agent

AgentBlue Wilson, Pacific Sotheby's Int'l Realty, Sean Stanfield, Pacific Sotheby's Int'l Realty
BrokeragePacific Sotheby's Int'l Realty

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