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92 Cardinal Way, Freehold, NJ, 07728

2beds
2baths
--sqft
$199,900
--price/sqft
$1,520/moest. monthly cost
$60,800/yrincome needed

About This Home

Ready for retirement? This one may be for you! Well maintained and ready to move into! Beautiful corner property, 2 bedroom, 2 bath with many updates throughout! All appliances included. Large kitchen! Newer carpeting throughout. Plenty of closet space. Nice deck to have your morning coffee! You won't be disappointed! HOA includes water, sewer, snow removal, lawn cutting, garbage & recycling pick up, clubhouse with pool and activities, land lease & taxes!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile,Ranch
  • Property subType: Adult Community,Mobile Home

Interior

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Linoleum

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 000
  • On leased land: Yes
  • Zoning description: Planned Residential
  • Exclusions: Personal Items

Features

  • Stories: 1
  • Pool features: Community,Fenced,In Ground
  • Exterior features: Swimming,Lighting
  • Topography of land: Level

Lot

  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Paved,Double Wide Drive,Driveway,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Inland Flooding
Lightning
Winter Weather
Cold Wave
Hurricane
Ice Storm
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$63$756
Property Taxes $254$3,048
Electricity $193$2,318
Total$1,520$18,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,114/yr
40% on housing$45,600/yr
45% on housing$40,533/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07728$273
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07728$329
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$199,900
2020-08-27Sold$70,103
2020-08-14Pending sale$69,900
2020-06-23Price change$69,900
2020-04-17Listed for sale$79,900
2012-09-17Sold$22,000
2012-05-15Price change$29,900
2012-01-08Price change$33,000
2012-01-06Listed for sale$30,000

For Sale by Agent

AgentSuzanne Hope
BrokerageRE/MAX Homeland Realtors

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