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14780 Highway 40, Hayden, CO, 81639

3beds
2baths
1,416sqft
$990,000
$699price/sqft
$5,775/moest. monthly cost
$231,000/yrincome needed

About This Home

This well-maintained 3-bedroom, 2-bath ranchette on 5 acres is ideally situated between Steamboat Springs and Craig, just minutes from the Yampa Valley Regional Airport and the new Amazon distribution center. Built in 2013, the home offers single-level living with hardwood floors throughout the main areas and cozy carpet in the bedrooms. The open floor plan seamlessly connects the kitchen, dining, and living spaces for easy everyday living. Outside: approximately 3.5 acres of producing alfalfa, a fully fenced garden with compost bins, a chicken coop area, a mini barn with attached fenced areas, a storage conex, and an oversized two-car garage. The foundation is ready for a future greenhouse, electric is run to the fence for a future gate, and electric is at the mini barn for added convenience. The property backs up to the Carpenter Ranch Conservation Easement. This ensures no future development on your borders, preserving your privacy and views for years to come. Hunting locations are also nearby. Water comes from a private well producing 16 gallons per minute, filtered through a two-stage system with a tankless water heater for efficiency. Minutes away, the growing town of Hayden offers the Mercantile, Ace Hardware, The Grainery, the Hayden Center fitness facility, disc golf, the fairgrounds, year-round community events, and the Nature Conservancy. Wildlife enthusiasts will love the resident elk herd, Sandhill cranes, and the spectacular sunrises and sunsets that make every day feel like a retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
3/10
Hayden Middle SchoolGrades 6-85.2 mi
5/10
Hayden High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2013

Materials

  • Roof: Architectural,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Microwave Hood Fan,Microwave,Refrigerator,Washer/Dryer

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Main Level Primary,Vaulted Ceiling(s)
  • Flooring: Carpet,Wood

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 1,416 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: R8162771
  • Zoning description: Agricultural
  • Other equipment: Satellite Dish
  • Exclusions: No,Mower,trimmer,snow blower

Features

  • Levels: One
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 4.95 Acres
  • Features: Many Trees,See Remarks

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Avalanche
Landslide
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$353$4,236
Property Taxes $231$2,772
Electricity $186$2,232
Total$5,775$69,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,000/yr
40% on housing$173,250/yr
45% on housing$154,000/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.0%
17.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$699This listing

vs Other Active Listings

Avg $/sqft

ZIP 81639$1,432
Routt County$781

vs Homes Sold Last Month

Median $/sqft

ZIP 81639$326
Routt County$532

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$895,000
2026-05-23Listed for sale$990,000
2025-09-01Listing removed$1,010,000
2025-08-06Listed for sale$1,010,000
2016-09-09Sold$420,000
2013-03-29Sold$50,500
2012-12-04Listing removed$150,000
2011-12-27Listed for sale$150,000

For Sale by Agent

AgentJohn James
BrokerageRE/MAX Partners

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