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174 Cliff Dr APT B, Laguna Beach, CA, 92651

2beds
2baths
932sqft
$1,675,000
$1,797price/sqft
$10,019/moest. monthly cost
$400,760/yrincome needed

About This Home

Delightful penthouse unit offers magnificent ocean and city lights views. This popular North Laguna location is close to town, festival and beach. Bright and cheerful unit with two bedrooms, two baths. There are travertine floors through-out the main living area and bathrooms. Both bedrooms are carpeted. Two spacious decks offer great indoor-outdoor living end entertaining areas. The kitchen has granite countertops and stainless steel appliances and is open to the living room. The unit has a two car garage.

Getting Around

94
WalkingWalker's Paradise
46
TransitSome Transit
65
BikeBikeable

Schools

7/10
8/10
Thurston Middle SchoolGrades 6-81.2 mi
10/10
Laguna Beach High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1971

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Inside,Laundry Closet

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Balcony,Granite Counters,Open Floorplan,Unfurnished,All Bedrooms Up
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 932 sqft

Property

Details

  • Parcel number: 49609315
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 2
  • Pool features: None
  • Spa features: None
  • Has view: Yes
  • View description: City Lights,Ocean,Panoramic,Water
  • Has water view: Yes
  • Water view: Ocean,Water

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,469$101,628
Home Insurance *$259$3,108
Property Taxes $893$10,716
Electricity $398$4,786
Total$10,019$120,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$343,508/yr
40% on housing$300,570/yr
45% on housing$267,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,797This listing

vs Other Active Listings

Avg $/sqft

ZIP 92651$2,119
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92651$1,559
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$1,675,000
2026-08-10Contingent$1,675,000
2026-07-25Listed for sale$1,675,000
2024-04-04Listing removed--
2024-03-30Listed for rent$4,875
2024-03-19Listing removed--
2024-03-13Listed for rent$4,875
2020-04-29Listing removed$4,000
2020-04-04Listed for rent$4,000
2019-03-01Listing removed$4,000
2019-02-22Price change$4,000
2019-01-02Listed for rent$4,500
2016-07-26Sold$1,150,000
2016-07-05Pending sale$1,175,000
2016-06-15Listed for sale$1,175,000
2015-09-01Listing removed$4,200
2015-08-02Price change$4,200
2015-07-11Listed for rent$4,495
2015-05-14Sold$1,040,000
2015-05-07Pending sale$1,075,000
2014-07-26Listed for sale$1,075,000
2013-02-07Listing removed$3,950
2013-01-27Listed for rent$3,950
2012-02-28Listing removed$3,850
2011-12-25Listed for rent$3,850

For Sale by Agent

AgentTraudi Hansen
BrokerageSurterre Properties

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