106 Saratoga St, Excelsior Springs, MO, 64024
About This Home
Divine Property Management, LLC presents a 7-property residential investment portfolio totaling 9 rental units located in Excelsior Springs and Clay County, Missouri. The portfolio includes six single-family rental homes and one triplex, and is being offered as a single package sale at $1,150,000. Properties included: 51 N Emerson St (Kansas City); 404 Salem Rd (EXSP); 236 Valley St (EXSP); 1123 St Louis Ave (EXSP); 1125 St Louis Ave (EXSP); 1249 St Louis Ave (EXSP); and 106 Saratoga Ave (EXSP-Triplex). The portfolio currently includes eight occupied units with one vacancy. All six single-family homes are leased, while the triplex at 106 Saratoga Ave has two units leased and one unit actively being marketed for rent. Based on current leases, the portfolio generates $102,900 in scheduled annual rental income. Annual operating expenses primarily consist of property taxes ($6,817) and insurance ($7,697) for total annual expenses of approximately $14,514.00, resulting in an estimated current net operating income of approximately $88,386.00. The properties are owner-managed, with no third-party property management currently in place. The triplex at 106 Saratoga Ave participates in the Excelsior Springs Chapter 353 Tax Abatement District. This offering provides investors the opportunity to acquire nine residential rental units through one coordinated acquisition rather than assembling individual properties separately. Portfolio is being offered as a PACKAGE SALE ONLY, with supporting financial documentation available for investor and lender review during the due diligence period.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Composition,Metal,Tar/Gravel
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: Package of Properties
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator
- Laundry features: Central Laundry,Utility Room
Basement
- Has basement: Yes
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Electric,Window Unit(s)
Property
Details
- Parcel number: 999999
- Zoning: Multi
Lot
- Lot size: 1.53 Acres
Parking
- Parking features: Attached,Detached,Off Street
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Tornado
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,051 | $60,612 |
| Home Insurance * | $909 | $10,908 |
| Property Taxes | $882 | $10,584 |
| Electricity | $141 | $1,693 |
| Total | $6,983 | $83,796 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Listed for sale | $1,150,000 |
| 2026-01-02 | Listing removed | $378,000 |
| 2025-10-29 | Price change | $378,000 |
| 2025-10-02 | Price change | $385,000 |
| 2025-08-28 | Listed for sale | $395,000 |
| 2025-07-20 | Contingent | $395,000 |
| 2025-07-16 | Price change | $395,000 |
| 2025-06-19 | Listed for sale | $425,000 |
| 2013-04-30 | Sold | -- |
| 2013-01-26 | Listing removed | $69,900 |
| 2013-01-23 | Listed for sale | $69,900 |
| 2012-11-01 | Listing removed | $69,900 |
| 2012-10-10 | Price change | $69,900 |
| 2012-06-21 | Price change | $79,995 |
| 2011-12-09 | Listed for sale | $84,900 |
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