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4065 Greentree Rd, Versailles, KY, 40383

3beds
3baths
2,996sqft
$649,900
$217price/sqft
$4,172/moest. monthly cost
$166,880/yrincome needed

About This Home

This Sea Breeze floor plan by Dalamar Homes offers a spacious open-concept ranch design with an upstairs bonus room, providing flexible living space for a variety of needs. Interior features include 10-foot ceilings, rounded bullnose corners, arched openings, and a double beam tray ceiling in the primary suite. The layout offers an easy flow between the main living areas, along with a functional design suited for both everyday living and entertaining. Located in the desirable Rose Ridge community, the home offers convenient access to Lexington (approx. 20 minutes) and Frankfort (approx. 30 minutes), with quick access to the Bluegrass Parkway and major roadways. Just minutes from local dining, shopping, and area attractions, including several stops along the Kentucky Bourbon Trail. Nearby parks and green spaces provide additional opportunities for outdoor enjoyment. A well-located home offering a balance of comfort, accessibility, and everyday convenience.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
6/10
10/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick Veneer,Vinyl Siding

Other

  • Builder model: Sea Breeze

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Cooktop,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Features

  • Window features: Screens
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Ventless
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,996

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,996
  • Total interior livable area: 2,996 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 31703300600

Features

  • Levels: Two

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$288$3,456
Property Taxes $362$4,344
Electricity $236$2,839
Total$4,172$50,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,040/yr
40% on housing$125,160/yr
45% on housing$111,253/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 40383$250
Woodford County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 40383$191
Woodford County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$649,900
2026-04-10Listing removed$649,900
2025-06-04Listed for sale$649,900
2012-01-20Sold$25,000
2011-12-02Listed for sale$25,000

For Sale by Agent

AgentSuzanne Turner
BrokerageIndigo & Co

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