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2389 N State Rd, Ionia, MI, 48846

2beds
2baths
1,450sqft
$299,900
$207price/sqft
$2,133/moest. monthly cost
$85,320/yrincome needed

About This Home

Prime location on High Traffic N State/M66. NG and High-Speed Internet. 1450 sq ft, 2 Bath structure can be used as a single or 2-unit property. Full Basement w/ double mechanicals and washer/dryer areas for versatile use. Property has been very well cared. Newer metal roof. Nearly 4 Acres with large fenced in dog park area with Electronic Card Reader access. The sky is the limit here. Amenities are endless with whole property with Central Vac System, Generac Generator, surveillance system, and more. Make the call on this one today!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Ionia Middle SchoolGrades 6-82.6 mi
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Construction

Condition

  • Year built: 1985

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Central Vacuum
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,450
  • Total interior livable area: 1,450 sqft

Property

Details

  • Parcel number: 05100100009522
  • Zoning description: Commercial

Features

  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 3.68 Acres
  • Features: Level
  • Lot size dimensions: 275 x 581

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Ionia County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$180$2,160
Property Taxes $249$2,988
Electricity $188$2,259
Total$2,133$25,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,131/yr
40% on housing$63,990/yr
45% on housing$56,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 48846$130
Ionia County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48846$140
Ionia County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$299,900
2013-12-06Listing removed$800
2013-11-26Listed for rent$800
2011-12-01Listing removed$800
2011-11-30Listed for rent$800

For Sale by Agent

AgentDarin K Elliott
BrokerageGreenridge Realty (Ionia)

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