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1070 Dale St N, Saint Paul, MN, 55117

4beds
2baths
1,512sqft
$289,900
$192price/sqft
$2,161/moest. monthly cost
$86,440/yrincome needed

About This Home

Charm, character, and a fun retro vibe come together beautifully in this nicely updated two-story home in an unbeatable location just steps from Marydale Park — a wonderful 24-acre neighborhood park with room to play, explore, and enjoy the outdoors. And directly across from the park? A local favorite — Conny's Creamy Cone — making summer nights and family outings even sweeter. Inside, you’ll find a large, bright kitchen filled with character, featuring original millwork, abundant storage, new appliances, and plenty of space to gather. The main level also offers a generous dining room, comfortable living room, main-floor bedroom, and a charming enclosed front porch — the perfect spot for morning coffee, evening cocktails, or a board game or two. A fun retro-inspired full bath adds even more personality to the main level. Upstairs, the home continues to impress with quaint angles, unique spaces, and endless charm. You’ll find four bedrooms plus an office/flex space, including one upper-level bedroom that is accessed through another bedroom — making it ideal for a nursery, office, dressing room, playroom, or additional flex space. A beautifully updated, bright tiled bathroom completes the upper level. The lower level is clean, dry, and unfinished, offering excellent storage and laundry space (washer & dryer included). Outside, enjoy the fenced yard, heated two-car garage, and the extra-long driveway with ample parking. Cute as can be with timeless character, thoughtful updates, and an incredible location — this is a home you simply don’t want to miss. Agent Owned, VA and FHA welcome. Immediate occupancy okay.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

5/10
4/10
Murray Middle SchoolGrades 6-83.4 mi
2/10

Construction

Condition

  • Year built: 1908

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedroom

  • Level: Main
  • Area: 91
  • Dimensions: 13x7

Bedroom2

  • Level: Upper
  • Area: 140
  • Dimensions: 14x10

Bedroom3

  • Level: Upper
  • Area: 99
  • Dimensions: 11x9

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 117
  • Dimensions: 13x9

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,387
  • Total interior livable area: 1,512 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Office

  • Level: Upper
  • Area: 77
  • Dimensions: 11x7

Porch

  • Level: Main
  • Area: 119
  • Dimensions: 17x7

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 252923230014
  • Zoning description: Residential-Single Family
  • Foundation area: 756

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: Chain Link,Full

Lot

  • Lot size: 6,300 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 125 x 50

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$189$2,268
Property Taxes $337$4,044
Electricity $170$2,050
Total$2,161$25,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,091/yr
40% on housing$64,830/yr
45% on housing$57,626/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 55117$137
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55117$197
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$279,900
2026-07-20Listed for sale$289,900
2026-07-17Pending sale$289,900
2026-07-07Price change$289,900
2026-06-24Price change$299,900
2026-05-29Price change$312,499
2026-05-16Listed for sale$324,900
2026-03-09Sold$175,000
2026-02-24Pending sale$179,900
2026-02-20Listed for sale$179,900

For Sale by Agent

AgentMac Lockner
BrokerageRE/MAX Results

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