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11 Wharf Road, Bolinas, CA, 94924

2beds
3baths
1,485sqft
$1,595,000
$1,074price/sqft
$9,669/moest. monthly cost
$386,760/yrincome needed

About This Home

An exceptional opportunity in the heart of downtown Bolinas, 11 Wharf Road offers exceptional versatility in one of Northern California's most tightly held coastal communities. Just moments from the water and immersed in the relaxed beach lifestyle that defines Bolinas, this mixed-use property presents both immediate utility and long-term upside. The ground level is equipped with a commercial kitchen, an intimate front-of-house space, and a powder room, creating the foundation for a cafe, wine bar, specialty market, or boutique retail concept. With limited commercial inventory in town, thoughtfully positioned properties like this are uniquely poised to serve both locals and the steady flow of coastal visitors. Upstairs, two private rooms each feature a full bathroom, offering valuable flexibility. Whether utilized as residential quarters, rental accommodations (subject to local regulations), office space, or a live-work setup, the configuration opens multiple pathways for income generation. An additional storage area enhances functionality and future adaptability. In downtown Bolinas and close to the beach, the location blends small-town charm with strong lifestyle appeal. For an investor, entrepreneur, or owner-operator, 11 Wharf Road represents more than just a property purchase. It is an opportunity to establish a presence in a coveted seaside market where supply is scarce and demand for well-located, flexible-use space remains strong. Whether you envision a thriving business, a live-work retreat, or a long-term investment in a tightly held community, this is a rare chance to own a piece of Bolinas.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
Tamalpais High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 1860

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Bathroom

  • Level: Main,Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,485
  • Total interior livable area: 1,485 sqft

Kitchen

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 19307209
  • Special condition: Offer As Is

Features

  • Stories: 2

Lot

  • Lot size: 4,321 sqft
  • Features: Low Maintenance

Parking

  • Total spaces: 1
  • Parking features: Open,Paved,Upslope
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Landslide
Tsunami
Wildfire

FEMA Declared Disasters in Marin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$183$2,196
Property Taxes $1,023$12,276
Electricity $398$4,786
Total$9,669$116,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$331,508/yr
40% on housing$290,070/yr
45% on housing$257,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,074This listing

vs Other Active Listings

Avg $/sqft

ZIP 94924$1,127
Marin County$773

vs Homes Sold Last Month

Median $/sqft

ZIP 94924$1,537
Marin County$805

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-21Listed for sale$1,595,000
2012-03-26Listing removed$525,000
2012-03-04Price change$525,000
2011-11-22Listed for sale$549,000

For Sale by Agent

AgentSarah N Butler
BrokerageOceanic Realty

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