1002 Davis Terrace, Schenectady, NY, 12303
About This Home
Rare Opportunity to own a 5 Unit Building in Schenectady! City of Schenectady Property. 1002 Davis Terrace is classified as a 411 (Apartments) and located in a R-1 (Single Family) zoned area. A variance would be needed to use as multi family or it must be converted to single family residence. City-owned property offered by the city of Schenectady. Reserves $62,500 Offers due 4/22/2026, committee meeting 5/6/2026.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Roof: Rubber
- Construction materials: Aluminum Siding,Shingle Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family,Apartment
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 5
Features
- Finished area below ground: 1,600
- Finished area above ground: 1,600
Heating & Cooling
- Heating features: Baseboard,Electric,Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Property
Details
- Parcel number: 421500 49.61221
- Attached to another structure: Yes
Features
- Exterior features: None
Lot
- Lot size: 4,791 sqft
Parking
- Total spaces: 4
- Parking features: Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $353 | $4,236 |
| Home Insurance * | $27 | $324 |
| Property Taxes | $123 | $1,476 |
| Electricity | $264 | $3,172 |
| Total | $767 | $9,204 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $70,000 |
| 2026-04-07 | Listing removed | $65,000 |
| 2020-01-15 | Pending sale | $65,000 |
| 2019-10-25 | Listed for sale | $65,000 |
| 2019-01-17 | Listing removed | $80,000 |
| 2018-12-31 | Listed for sale | $80,000 |
| 2013-08-20 | Listing removed | $65,485 |
| 2013-07-26 | Price change | $65,485 |
| 2013-07-19 | Price change | $67,356 |
| 2013-07-18 | Listed for sale | $69,227 |
| 2012-07-15 | Listing removed | $89,900 |
| 2011-11-20 | Listed for sale | $89,900 |
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