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2825 Ball St, Galveston, TX, 77550

10beds
8baths
4,383sqft
$995,000
$227price/sqft
$7,024/moest. monthly cost
$280,960/yrincome needed

About This Home

Welcome to Coastal Cabanas, a rare opportunity to own a fully renovated multi-unit property in one of Galveston's most convenient locations. Situated near downtown attractions, restaurants, shopping, entertainment, and the island's cruise terminals, this income-producing property offers six separate residences designed to accommodate a variety of rental strategies. Extensive renovations have transformed the property with modern systems and finishes throughout, creating a low-maintenance investment for years to come. Residents and guests can enjoy a private outdoor gathering space, dedicated parking, and easy access to everything Galveston has to offer. Whether you're seeking a portfolio addition, an owner-occupancy opportunity with supplemental income, or a property positioned for rental flexibility, Coastal Cabanas delivers a unique combination of location, functionality, and long-term potential.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

5/10
AIM College & Career PrepGrades 8-121.7 mi
5/10
Ball High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Disposal,Microwave,Dishwasher,Refrigerator
  • Laundry features: Washer/Dryer Connections

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 8
  • Full bathrooms: 8

Features

  • Window features: Storm Window(s),Window Coverings
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,383
  • Total interior livable area: 4,383 sqft

Property

Details

  • Parcel number: 350502680001001

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Balcony
  • Fencing: Fenced

Lot

  • Lot size: 5,161 sqft
  • Features: Near Public Transit,Corner Lot,0 Up To 1/4 Acre

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$352$4,224
Property Taxes $1,160$13,920
Electricity $481$5,775
Total$7,024$84,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$240,822/yr
40% on housing$210,720/yr
45% on housing$187,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 77550$202
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77550$212
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Price change$995,000
2025-04-17Price change$949,000
2023-05-09Listed for sale$1,190,000
2022-06-05Sold--
2022-04-07Price change$380,000
2022-03-31Listed for sale$405,000

For Sale by Agent

AgentNichelle Richards
BrokerageNan & Company Properties-Galveston Office

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