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3434 NW 46th Pl, Cape Coral, FL, 33993

3beds
5baths
3,784sqft
$1,750,000
$462price/sqft
$11,584/moest. monthly cost
$463,360/yrincome needed

About This Home

Experience modern coastal luxury in this custom-built 2025 waterfront home with direct sailboat access to the Gulf. Offering 3,784 square feet of beautifully crafted living space, this residence blends elegance with function. The home features 3 oversized bedrooms, a private office, a theater/flex room with bar, and 4.5 bathrooms. Each bedroom includes an en-suite bath, while one guest suite offers a private washer and dryer—ideal for extended stays or multigenerational living. The chef’s kitchen impresses with a pot filler, two waterfall-edge islands with seating for eight, and a walk-in butler’s pantry with a second dishwasher—perfect for entertaining. Motion-activated kick lighting and dimmable lighting enhance ambiance throughout. Built for durability and efficiency, the home includes hurricane-impact windows and doors, Icynene insulation, a whole-home reverse osmosis system, and a Fuji septic system. Outdoor living features retractable and hurricane screens, mini-split systems in the garage and lanai, and a built-in bug misting system. The lanai and pool area showcase premium FloCo rubber flooring—slip-resistant, cool-to-the-touch, and highly durable.A 1,200+ square foot air-conditioned garage with 17-foot ceilings and a door opening to the lanai completes this exceptional property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Mariner Middle SchoolGrades 6-85.5 mi
3/10
Mariner High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Oven,Washer,Water Softener Owned
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bar,Pantry,Sauna
  • Window features: Electric Shutters
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Heat Pump/Reverse Cycle
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,784 sqft

Property

Details

  • Parcel number: 244322c105437.0050
  • Zoning: Residential

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: Concrete
  • Patio & porch: Open Porch
  • Exterior features: Balcony
  • Has spa: Yes
  • Has view: Yes
  • View description: Canal,Ocean
  • Has water view: Yes
  • Water view: Canal,Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Access,Canal,Mangrove Front,WF/Pool/Ocean Access
  • Frontage length: 80

Lot

  • Features: 1/4 To Less Than 1/2 Acre Lot

Parking

  • Total spaces: 3
  • Parking features: Driveway,Rv/Boat Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$1,219$14,628
Property Taxes $1,137$13,644
Electricity $380$4,569
Total$11,584$139,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$397,165/yr
40% on housing$347,520/yr
45% on housing$308,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 33993$225
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33993$209
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$1,750,000
2026-04-01Price change$1,899,999
2026-03-18Price change$1,949,999
2026-02-23Listed for sale$1,999,999
2020-09-09Sold$112,500
2012-04-02Listing removed$72,500
2011-11-18Listed for sale$72,500

For Sale by Agent

AgentAmanda Dingle, Marzucco Real Estate
BrokerageMarzucco Real Estate

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