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2383 W County Road 275 S, Vallonia, IN, 47281

3beds
3baths
3,306sqft
$499,900
$151price/sqft
$3,312/moest. monthly cost
$132,480/yrincome needed

About This Home

Stunning custom-built home that checks all the boxes while featuring a convenient rural location and scenic view. This home was built for handicap accessibility and features wide hall and doorways, master suite with large tiled shower, walk-in closet with complete organization system, and slanted garage floor. The open floor plan of the main area includes large family room with gas fireplace and skylights, large kitchen with attached pantry, dining, and opens into a new sunroom allowing lots of natural light. Finished basement has a kitchenette and surround sound system. The 30 x 70 heated polebarn is the perfect touch for large gatherings by having its own half bath, cabinetry for a future kitchen, and built in bar....and it doesn't stop there since there is a separate office area and additional garage storage with new concrete floor for additional storage and yard implements. Vintage grain silo moved from local farm - perfect for outdoor bar area!! This home has been beautifully renovated and maintained, and gives peace of mind with a new roof and complete HVAC system.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Oven,Range,Refrigerator,Washer
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Sump Pump

Bedroom

  • Level: First
  • Dimensions: 14 x 11

Bedroom

  • Level: First
  • Dimensions: 14 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 12 x 12

Family Room

  • Level: First
  • Dimensions: 27 x 15

Family Room

  • Level: Lower
  • Dimensions: 27 x 27

Features

  • Ceramic Bath,Ceiling Fan(s),Entrance Foyer,Game Room,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Mud Room,Open Floorplan,Pantry,Sound System,Second Kitchen,Storage,Skylights,Utility Room,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound,Sun Room
  • Window features: Skylight(s),Thermal Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 729
  • Finished area above ground: 2,577

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,306
  • Total interior livable area: 3,306 sqft

Kitchen

  • Level: First
  • Dimensions: 14 x 12

Living Room

  • Level: First
  • Dimensions: 17 x 12

Master Bedroom

  • Level: First
  • Dimensions: 20 x 18

Other

  • Level: First
  • Dimensions: 14 x 12

Other

  • Level: First
  • Dimensions: 8 x 7

Other

  • Level: First
  • Dimensions: 10 x 7

Other

  • Level: First
  • Dimensions: 15 x 12

Property

Accessibility

  • Accessibility features: Accessibility Features

Details

  • Parcel number: 365428400013002005
  • Zoning: Agri/ Residential
  • Zoning description: Agri/ Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Landscaping,Paved Driveway,Patio
  • Has view: Yes
  • View description: Scenic

Lot

  • Lot size: 1.53 Acres
  • Features: Dead End,Garden

Parking

  • Total spaces: 5
  • Parking features: Attached,Barn,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Lightning
Cold Wave
Drought
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$262$3,144
Property Taxes $220$2,640
Electricity $303$3,636
Total$3,312$39,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,554/yr
40% on housing$99,360/yr
45% on housing$88,320/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 47281$81
Jackson County$230

vs Homes Sold Last Month

Median $/sqft

ZIP 47281$102
Jackson County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$465,000
2026-08-06Price change$475,000
2026-06-09Listed for sale$499,900
2011-12-29Sold$215,000
2011-11-18Listed for sale$229,500

For Sale by Agent

AgentLori J. Gilstrap
BrokerageThe Day Company Realtors & Auctioneers

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